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CONCRETE x INDIANA

Concrete contractor requirements in Indiana.

Concrete and flatwork carry no Indiana state license. Locally, the rule can be explicit: Indianapolis Code § 875-101 names driveway, sewer, excavation, and land-alteration work alongside general construction as requiring a listed contractor in the Consolidated City.

Residential concrete work over $150 falls under the Home Improvement Contract Act's written-contract requirement.

STATE LICENSE
NoneSee what applies
STATUTE
IC 24-5-11
RENEWAL
n/a at state level · Indianapolis: Dec 31, even yearsn/a
VERIFIED
October 2026Official sources
FILE · CONCRETE x INDIANA
Compliance Dossier
Public
File
October 2026
STATE AUTHORITYNone for this trade
STATUTE / CODEIC 24-5-11
SCOPEStatewide · Indiana
RENEWALn/a at state level · Indianapolis: Dec 31, even years
CONTINUING ED.n/a
LOCAL OFFICES5 counties on file
FILE CONCRETESCOPE STATEWIDE · INDIANATYPE VERIFIED RULE FILE
VERIFIED October 2026STATUS PUBLIC REFERENCE
What this file settlesThe Indiana rules for concrete contractors, verified against official sources.
LICENSE TRUTH
Indiana has no state concrete contractor license — but Indianapolis expressly lists driveway and excavation work among the jobs that require a BNS contractor license.
STATE ↔ LOCAL
Indiana has no statewide contractor license outside plumbing, so the license question is answered where the work is: the Consolidated City of Indianapolis (BNS, Revised Code Chapter 875) runs a real licensing program with bonds and insurance; Allen County's Building Department licenses building, residential, home-improvement, and sub-contractors for the Fort Wayne area; and cities like Lafayette and counties like Monroe run their own electrical boards. The Attorney General's own guidance is that licensing requirements vary from community to community.
EVERY CLAIM SOURCED
Each requirement below carries its citation and official source. Facts we could not confirm are listed as pending — never asserted.
§ 01 · Permit Stack

How concrete work is governed in Indiana.

The state sets the license floor; the county or city permit office controls filing, inspections, and local rules wherever the job site sits.

STATE — NO LICENSE
Contract rules only
WRITTEN CONTRACT > $150
CITY — THE LICENSE
Indianapolis BNS (driveway / excavation)
LISTED CONTRACTOR$10K BOND$500K GL
LOCAL — WHERE YOU FILE
Local permit office / public works
DRIVEWAY / RIGHT-OF-WAY PERMITSINSPECTIONS

Read it bottom-up.

Indiana has no statewide contractor license outside plumbing, so the license question is answered where the work is: the Consolidated City of Indianapolis (BNS, Revised Code Chapter 875) runs a real licensing program with bonds and insurance; Allen County's Building Department licenses building, residential, home-improvement, and sub-contractors for the Fort Wayne area; and cities like Lafayette and counties like Monroe run their own electrical boards. The Attorney General's own guidance is that licensing requirements vary from community to community.

The local offices section below names the exact permit desk for every Indiana county on file.

Source · State and local issuing authoritiesLast verified · October 2026
§ 02 · Specs Ledger

Every requirement, with a number on it.

Each row names the issuing authority, cost, timeline, citation, and status behind the requirement — verified against the official source.

RequirementIssued byCostTimeCitationStatus
State Concrete LicenseNone exists
—
$0
—
No state statute
OPTIONAL
Indianapolis General Contractor LicenseDriveway, excavation, sewer, and construction work in Indianapolis
Indianapolis BNS
$247 (prorated new) · $247 renewal
Expires Dec 31, even years
Indianapolis Code § 875-101
CONDITIONAL
Indianapolis Bond + GL Insurance$10,000 license bond; GL $500k BI / $100k PD or $500k combined; City named additional insured
Surety / carrier
$10,000 bond · $500k GL
With license application
BNS General Contractor packet
CONDITIONAL
Written Home Improvement ContractResidential jobs over $150: price, schedule, materials, dates, signature
Statute (AG enforces)
$0
Before work starts
IC 24-5-11
REQUIRED
Workers' CompensationRequired for employees; no-employee owners file a WCB exemption/clearance waiver
Carrier / Indiana WCB
Premium by payroll
Before hiring
IC 22-3; BNS packets
CONDITIONAL
§ 03 · Year-One Cost

What it costs to start concrete in Indiana.

Published fees from the issuing authorities, as of October 2026. Local permit fees vary by project and jurisdiction — the basis is stated where a flat number does not exist.

Year-one ledger
Indiana · Concrete
State licenseNone exists$0
Indianapolis contractor licenseNew, prorated; $247 renewal$124–$247
Indianapolis bondPremium set by surety$10,000 bond
Year-one floor$0 state · ≈ $247 + bond + insurance in Indianapolis
Excludes tools, vehicle purchase, payroll, and marketing.
NOTE
Driveways are named

Indianapolis's code names driveway work specifically — a flatwork crew cannot treat it as unlicensed handyman work there.

NOTE
Excluded cities

Lawrence, Beech Grove, Speedway, and Southport are outside BNS licensing; check them separately.

NOTE
Up-front payments

The Attorney General advises homeowners not to pay more than one-third of the total as a down payment.

§ 04 · Path to First Job

From day zero to first inspection.

A practical sequence for a new concrete contractor in Indiana. Actual agency processing times are noted in the ledger above.

1
STEP 1
Check local license rules
City / county
2
STEP 2
Bind GL, bond, comp
Carrier / surety
3
STEP 3
Indianapolis license if working there
BNS
4
STEP 4
Driveway / ROW permit
Local office
5
STEP 5
Pour and inspect
Local office
§ 05 · Compliance Checklist

Check them off.

Each item names the issuing authority, cycle, and citation.

01
License for Indianapolis driveways
Driveway and excavation work in the Consolidated City requires a listed contractor.
LOCALCONDITIONALCode § 875-101
Indianapolis BNSIssuing authority
02
Write residential contracts
Required over $150 with price, schedule, materials, dates, and signature.
STATELEGALIC 24-5-11
YouIssuing authority
03
Carry Indianapolis coverage
$500k GL with the City as additional insured plus a $10,000 bond.
INSURANCELOCALBNS GC packet
Carrier / suretyIssuing authority
04
Permit before you pour
Check the local office for driveway approach and right-of-way permits.
PERMITLOCALLocal code
Local officeIssuing authority
§ 06 · Enforcement

What the law does about unlicensed concrete work.

Statutory consequences with their citations — not estimates, not “commonly cited” guesses.

§
Indianapolis Code § 875-101Statute

Unlicensed driveway work in Indianapolis

Driveway, excavation, or construction work in the Consolidated City without a listing.

ConsequenceLocal code enforcement
§
IC 24-5-11Statute

Contract violations

Residential work over $150 without a compliant written contract.

ConsequenceAttorney General enforcement
§ 08 · Indiana FAQ

Questions concrete contractors ask about Indiana.

Q01Do concrete contractors need a license in Indiana?+
There is no state license. Locally, yes in some places — Indianapolis requires a BNS contractor license for driveway, excavation, and construction work in the Consolidated City.
Q02What does the Indianapolis license require?+
A $10,000 bond, $500,000 general liability naming the City, workers' comp or a waiver, the license fee ($247 for a full cycle), and an orientation class within 60 days.
Q03Do I need a written contract for a patio?+
For residential work over $150, yes — IC 24-5-11 requires a written home improvement contract.
§ 09 · Sources

Primary authorities, not secondary summaries.

Every fact in this file was checked against these official sources on October 2026.

Pending verification: Indianapolis right-of-way / driveway permit fee amounts · Fine amounts for unlicensed work under Indianapolis Code Chapter 875

General information, not legal advice. Always confirm requirements, deadlines, and forms with the issuing authority before filing or contracting.

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Store licenses, permits, policies, and renewal dates in one place.