FRAMING x INDIANA

Framing contractor requirements in Indiana.

No Indiana statute licenses framers or carpenters. In the Consolidated City of Indianapolis, construction work requires a listed contractor (Code § 875-101), so a framing company contracting directly there needs the BNS license, a $10,000 bond, and $500,000 liability coverage.

Framing is structural work, so it is permitted and inspected locally; residential jobs over $150 also need a written home improvement contract.

STATE LICENSE
NoneSee what applies
STATUTE
IC 24-5-11
RENEWAL
n/a at state level · Indianapolis: Dec 31, even yearsn/a
VERIFIED
October 2026Official sources
FILE · FRAMING x INDIANA
Compliance Dossier
Public
File
October 2026
STATE AUTHORITYNone for this trade
STATUTE / CODEIC 24-5-11
SCOPEStatewide · Indiana
RENEWALn/a at state level · Indianapolis: Dec 31, even years
CONTINUING ED.n/a
LOCAL OFFICES5 counties on file
FILE FRAMINGSCOPE STATEWIDE · INDIANATYPE VERIFIED RULE FILE
VERIFIED October 2026STATUS PUBLIC REFERENCE
What this file settlesThe Indiana rules for framing contractors, verified against official sources.
LICENSE TRUTH
Indiana has no state framing or carpentry license — framers work under local contractor licensing where it exists, such as Indianapolis's BNS general contractor license.
STATE ↔ LOCAL
Indiana has no statewide contractor license outside plumbing, so the license question is answered where the work is: the Consolidated City of Indianapolis (BNS, Revised Code Chapter 875) runs a real licensing program with bonds and insurance; Allen County's Building Department licenses building, residential, home-improvement, and sub-contractors for the Fort Wayne area; and cities like Lafayette and counties like Monroe run their own electrical boards. The Attorney General's own guidance is that licensing requirements vary from community to community.
EVERY CLAIM SOURCED
Each requirement below carries its citation and official source. Facts we could not confirm are listed as pending — never asserted.
§ 01 · Permit Stack

How framing work is governed in Indiana.

The state sets the license floor; the county or city permit office controls filing, inspections, and local rules wherever the job site sits.

STATE — NO LICENSE
Contract rules only
WRITTEN CONTRACT > $150
CITY / COUNTY — THE LICENSE
Indianapolis BNS · Allen County
LOCAL CONTRACTOR LICENSEBOND + GL
LOCAL — WHERE YOU FILE
Local building department
BUILDING PERMITFRAMING INSPECTION

Read it bottom-up.

Indiana has no statewide contractor license outside plumbing, so the license question is answered where the work is: the Consolidated City of Indianapolis (BNS, Revised Code Chapter 875) runs a real licensing program with bonds and insurance; Allen County's Building Department licenses building, residential, home-improvement, and sub-contractors for the Fort Wayne area; and cities like Lafayette and counties like Monroe run their own electrical boards. The Attorney General's own guidance is that licensing requirements vary from community to community.

The local offices section below names the exact permit desk for every Indiana county on file.

Source · State and local issuing authoritiesLast verified · October 2026
§ 02 · Specs Ledger

Every requirement, with a number on it.

Each row names the issuing authority, cost, timeline, citation, and status behind the requirement — verified against the official source.

RequirementIssued byCostTimeCitationStatus
State Framing LicenseNone exists
—
$0
—
No state statute
OPTIONAL
Indianapolis General Contractor LicenseAny construction, land alteration, sewer, driveway, or excavation work in the Consolidated City
Indianapolis BNS
$247 (prorated new) · $247 renewal
Expires Dec 31, even years
Indianapolis Code § 875-101
CONDITIONAL
Indianapolis Bond + GL Insurance$10,000 license bond; GL $500k BI / $100k PD or $500k combined; City named additional insured
Surety / carrier
$10,000 bond · $500k GL
With license application
BNS General Contractor packet
CONDITIONAL
Written Home Improvement ContractResidential jobs over $150: price, schedule, materials, dates, signature
Statute (AG enforces)
$0
Before work starts
IC 24-5-11
REQUIRED
Workers' CompensationRequired for employees; no-employee owners file a WCB exemption/clearance waiver
Carrier / Indiana WCB
Premium by payroll
Before hiring
IC 22-3; BNS packets
CONDITIONAL
§ 03 · Year-One Cost

What it costs to start framing in Indiana.

Published fees from the issuing authorities, as of October 2026. Local permit fees vary by project and jurisdiction — the basis is stated where a flat number does not exist.

Year-one ledger
Indiana · Framing
State licenseNone exists$0
Indianapolis contractor licenseNew, prorated; $247 renewal$124–$247
Indianapolis bondPremium set by surety$10,000 bond
Year-one floor$0 state · ≈ $247 + bond + insurance in Indianapolis
Excludes tools, vehicle purchase, payroll, and marketing.
NOTE
Subs under a licensed GC

Whether a framing subcontractor working under a licensed Indianapolis GC needs its own listing is not spelled out on the BNS page — confirm with BNS.

NOTE
Allen County licenses subs

Allen County's Building Department issues sub-contractor licenses alongside building and residential licenses.

NOTE
Corporations and comp

Indianapolis notes that corporations must carry workers' comp covering at least the owner, or file a WCB exemption certificate.

§ 04 · Path to First Job

From day zero to first inspection.

A practical sequence for a new framing contractor in Indiana. Actual agency processing times are noted in the ledger above.

1
STEP 1
Check local license rules
City / county
2
STEP 2
Bind GL, bond, comp
Carrier / surety
3
STEP 3
Local license
BNS / Allen County
4
STEP 4
Work under the building permit
Local office
5
STEP 5
Pass framing inspection
Local office
§ 05 · Compliance Checklist

Check them off.

Each item names the issuing authority, cycle, and citation.

01
License where you frame
Construction work in Indianapolis requires a BNS listing; Allen County licenses sub-contractors.
LOCALCONDITIONALCode § 875-101
Local officeIssuing authority
02
Write residential contracts
Required over $150.
STATELEGALIC 24-5-11
YouIssuing authority
03
Carry workers' comp or a waiver
Employees must be covered; no-employee owners file the WCB waiver.
INSURANCESTATEIC 22-3
Carrier / WCBIssuing authority
04
Pass the framing inspection
Structural work is inspected under the local building permit.
PERMITLOCALLocal code
Local officeIssuing authority
§ 06 · Enforcement

What the law does about unlicensed framing work.

Statutory consequences with their citations — not estimates, not “commonly cited” guesses.

§
Indianapolis Code § 875-101Statute

Unlicensed construction in Indianapolis

Construction work in the Consolidated City without a BNS listing.

ConsequenceLocal code enforcement
§
IC 24-5-11Statute

Contract violations

Residential work over $150 without a compliant written contract.

ConsequenceAttorney General enforcement
§ 08 · Indiana FAQ

Questions framing contractors ask about Indiana.

Q01Do framers need a license in Indiana?+
Not from the state. Local licensing may apply — Indianapolis requires a BNS contractor license for construction work, and Allen County licenses sub-contractors.
Q02Is framing permitted work?+
Framing is part of the building permit and is inspected by the local building department.
Q03What insurance does Indianapolis require?+
General liability of $500,000 bodily injury / $100,000 property damage (or $500,000 combined), the City as additional insured, a $10,000 bond, and workers' comp or a waiver.
§ 09 · Sources

Primary authorities, not secondary summaries.

Every fact in this file was checked against these official sources on October 2026.

Pending verification: Whether Indianapolis requires a separate BNS listing for subcontractors working under a licensed GC · Allen County sub-contractor license fees and requirements

General information, not legal advice. Always confirm requirements, deadlines, and forms with the issuing authority before filing or contracting.

These are the documents Iris tracks for you.

Store licenses, permits, policies, and renewal dates in one place.