ROOFING x ILLINOIS

Roofing contractor requirements in Illinois.

Illinois is a roofing-license state even though it has no general contractor license. Under the Roofing Industry Licensing Act (225 ILCS 335), every roofing business needs an IDFPR license: a Limited license for residential properties of 8 units or less, or an Unlimited license for residential, commercial, and industrial work. The license is held by the company and qualified by one designated individual — the qualifying party — who must pass the state exam.

The Act was rewritten by P.A. 104-427 (effective August 15, 2025) and now runs to January 1, 2031. Two details trip up out-of-state crews: the qualifying party must be a W-2 employee of the licensee (never a 1099 contractor), and every homeowner contract must carry a 72-hour rescission clause, an insurance-deductible warning, and a bold-faced statement that payments are held in trust until materials arrive or most of the work is done.

STATE LICENSE
RequiredIllinois Department of Financial and Prof…
STATUTE
225 ILCS 335/1 et seq.
RENEWAL
Biennial — December 31, odd yearsNone in the Act or Part 1460 renewal rule
VERIFIED
October 2026Official sources
FILE · ROOFING x ILLINOIS
Compliance Dossier
Public
File
October 2026
STATE AUTHORITYIllinois Department of Financial and Professional Regulation (IDFPR) — Roofing Advisory Board
STATUTE / CODE225 ILCS 335/1 et seq.
SCOPEStatewide · Illinois
RENEWALBiennial — December 31, odd years
CONTINUING ED.None in the Act or Part 1460 renewal rule
LOCAL OFFICES4 counties on file
FILE ROOFINGSCOPE STATEWIDE · ILLINOISTYPE VERIFIED RULE FILE
VERIFIED October 2026STATUS PUBLIC REFERENCE
What this file settlesThe Illinois rules for roofing contractors, verified against official sources.
LICENSE TRUTH
Roofing for hire in Illinois requires a state roofing contractor license from IDFPR — limited (residential, 8 units or less) or unlimited — backed by a bond, insurance, and a qualifying party who passed the state exam.
STATE ↔ LOCAL
State licensure is a precondition to the local permit: a municipality or county may not issue a roofing building permit without proof of a current state license, and limited licensees may only pull permits for residential properties of 8 units or less (225 ILCS 335/5(a-3)). The Act expressly preserves local permits, inspections, plan review, and occupational license fees, and lets local governments adopt stricter ordinances (§ 11(1), (5), (6), (12)). Local code officials may also enforce the vehicle-marking rule.
EVERY CLAIM SOURCED
Each requirement below carries its citation and official source. Facts we could not confirm are listed as pending — never asserted.
§ 01 · Permit Stack

How roofing work is governed in Illinois.

The state sets the license floor; the county or city permit office controls filing, inspections, and local rules wherever the job site sits.

STATE — THE LICENSE
IDFPR (225 ILCS 335)
LIMITED OR UNLIMITEDQUALIFYING PARTY EXAMBOND + INSURANCE
STATE — CONSUMER RULES
Roofing Act § 5.5 + Home Repair Act
WRITTEN CONTRACT72-HOUR RESCISSIONLICENSE # ON BIDS & ADS
LOCAL — WHERE YOU FILE
City / county building department
PERMIT ONLY WITH STATE LICENSEINSPECTIONSSTRICTER LOCAL RULES ALLOWED

Read it bottom-up.

State licensure is a precondition to the local permit: a municipality or county may not issue a roofing building permit without proof of a current state license, and limited licensees may only pull permits for residential properties of 8 units or less (225 ILCS 335/5(a-3)). The Act expressly preserves local permits, inspections, plan review, and occupational license fees, and lets local governments adopt stricter ordinances (§ 11(1), (5), (6), (12)). Local code officials may also enforce the vehicle-marking rule.

The local offices section below names the exact permit desk for every Illinois county on file.

Source · Illinois Department of Financial and Professional Regulation (IDFPR) — Roofing Advisory BoardLast verified · October 2026
§ 02 · Specs Ledger

Every requirement, with a number on it.

Each row names the issuing authority, cost, timeline, citation, and status behind the requirement — verified against the official source.

RequirementIssued byCostTimeCitationStatus
Roofing Contractor LicenseLimited (≤8-unit residential) or Unlimited
IDFPR
$125 application
Exam + application
225 ILCS 335/3; 68 IAC 1460.80
REQUIRED
Qualifying Party ExamW-2 employee, day-to-day role; no Form 1099
IDFPR testing vendor
Set by testing service
Before licensure
225 ILCS 335/3(3.5), 3.5
REQUIRED
Surety BondContinuous; license cancels when bond terminates
Licensed surety
$10,000 limited / $25,000 unlimited
Before licensure
225 ILCS 335/3(2)(d), 3.2
REQUIRED
Liability Insurance30-day cancellation notice to IDFPR
Private carrier
$250k property / $500k bodily injury per occurrence
Before licensure
68 IAC 1460.20
REQUIRED
Workers' CompensationProof required with the application
Private carrier / IWCC self-insurance
Premium by payroll
Before licensure
225 ILCS 335/3(2)(b)
REQUIRED
Unemployment Insurance AccountIDES employer number, not delinquent
IL Dept of Employment Security
Statutory contributions
Before licensure
225 ILCS 335/3(2)(c)
REQUIRED
Local Building PermitIssuable only on proof of current state license
City / county
Local fee schedule
Per project
225 ILCS 335/5(a-3), 11(7)
CONDITIONAL
§ 03 · Year-One Cost

What it costs to start roofing in Illinois.

Published fees from the issuing authorities, as of October 2026. Local permit fees vary by project and jurisdiction — the basis is stated where a flat number does not exist.

Year-one ledger
Illinois · Roofing
License applicationLimited or unlimited$125
Renewal$62.50 per year, billed per 2-year cycle$125 / cycle
ExamPaid to IDFPR or the testing serviceVendor fee
Surety bondFace amount; premium is market rate$10k / $25k bond
Liability insurance$250k PD / $500k BI minimumsMarket premium
Restoration$50 plus lapsed renewal feesUp to $375
Year-one floor≈ $125 to license + bond and insurance premiums
Excludes tools, vehicle purchase, payroll, and marketing.
NOTE
Rewritten in 2025

P.A. 104-427 (eff. Aug 15, 2025) overhauled the Act, raised the unlicensed-practice civil penalty ceiling to $15,000, and extended the sunset to January 1, 2031.

NOTE
No 1099 qualifiers

The qualifying party must be on payroll with FICA and withholding deducted and workers' comp provided — renting someone's credential is a disciplinary violation.

NOTE
Bond lapse = cancellation

If the surety files a 60-day termination notice and no replacement bond is filed, the license cancels on the termination date without a hearing.

§ 04 · Path to First Job

From day zero to first inspection.

A practical sequence for a new roofing contractor in Illinois. Actual agency processing times are noted in the ledger above.

1
STEP 1
Choose limited or unlimited
Residential ≤8 units vs. all work
2
STEP 2
Designate a W-2 qualifying party
Your business
3
STEP 3
Pass the qualifying party exam
IDFPR testing vendor
4
STEP 4
Bind bond, GL, and workers' comp
Surety / carrier
5
STEP 5
File license application
IDFPR — $125
6
STEP 6
Pull permits under your license number
City / county
§ 05 · Compliance Checklist

Check them off.

Each item names the issuing authority, cycle, and citation.

01
License the company, qualify an employee
One accepted qualifying party must be actively engaged in day-to-day operations at all times; losing them makes the license inoperative.
STATEESSENTIAL225 ILCS 335/4.5, 4.6
IDFPRIssuing authority
02
Put the license number everywhere
License number and licensed name on every contract, bid, advertisement, and commercial vehicle.
STATEMARKETING225 ILCS 335/5, 5.1
YouIssuing authority
03
Use a compliant homeowner contract
Scope, dates, insurer and surety contacts, a 72-hour rescission clause, the deductible warning, and the bold trust-account statement.
LEGALCONTRACTS225 ILCS 335/5.5
YouIssuing authority
04
Never waive the deductible
Promising to pay or rebate a homeowner's insurance deductible is prohibited for roofing and home repair contractors.
LEGALSTORM WORK815 ILCS 513/18(b)
YouIssuing authority
05
Renew by December 31, odd years
Renewal certifies continued bond and insurance compliance and names the qualifying party.
RENEWALDEADLINE68 IAC 1460.40
IDFPRIssuing authority
§ 06 · Enforcement

What the law does about unlicensed roofing work.

Statutory consequences with their citations — not estimates, not “commonly cited” guesses.

§
225 ILCS 335/10aStatute

Unlicensed roofing — civil

Practicing, offering, or holding out as a roofer without a license draws a Department civil penalty after hearing, payable within 60 days and enforceable as a judgment.

ConsequenceUp to $15,000 per offense
§
225 ILCS 335/9.8Statute

Criminal violations

Any violation of the Act is a Class A misdemeanor for a first offense; second and subsequent offenses are Class 4 felonies. Each day is a separate offense.

Consequence≤ $2,500 → Class 4 felony + $25,000
§
225 ILCS 335/5(e)Statute

Advertising without the license number

Knowingly advertising without the license number, or lending your number to another, is a Class A misdemeanor; each day an ad runs is a separate offense.

ConsequenceClass A misdemeanor, $1,000 fine
§ 08 · Illinois FAQ

Questions roofing contractors ask about Illinois.

Q01Do roofers need a state license in Illinois?+
Yes. Anyone doing roofing for hire needs an IDFPR roofing contractor license — Limited for residential properties of 8 units or less, Unlimited for everything including commercial and industrial. Work on your own property or for no pay is exempt.
Q02What bond and insurance does an Illinois roofing license require?+
A continuous surety bond of $10,000 (limited) or $25,000 (unlimited), liability insurance of at least $250,000 property damage and $500,000 bodily injury per occurrence, workers' compensation, and an IDES unemployment insurance account.
Q03Can a general contractor sell a roof without a roofing license?+
Yes, if a licensed roofing contractor performs the work. The Act exempts sellers of roofing services — including general contractors, developers, and builders — who subcontract the roofing to a licensee.
Q04What happens if I roof without a license?+
IDFPR can assess a civil penalty of up to $15,000 per offense, and criminally a first offense is a Class A misdemeanor (fine up to $2,500); a second is a Class 4 felony with a $25,000 fine. Each day is a separate offense.
§ 09 · Sources

Primary authorities, not secondary summaries.

Every fact in this file was checked against these official sources on October 2026.

Pending verification: Current qualifying-party exam fee charged by IDFPR's testing vendor (the Act and rule leave it to the testing service) · Exact consumer-facing CTS exam schedule and pass score (not stated in the Act or Part 1460)

General information, not legal advice. Always confirm requirements, deadlines, and forms with the issuing authority before filing or contracting.

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