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FLOORING x ILLINOIS

Flooring contractor requirements in Illinois.

No Illinois statute licenses flooring installers. The state law that matters is the Home Repair and Remodeling Act — and it draws a line through the trade: 'the sale, installation, cleaning, or repair of carpets' is expressly excluded, while hardwood, tile, and other floor remodeling in kitchens, bathrooms, and basements is home repair.

That means a carpet installer has no state insurance or contract mandate under the Act, but a tile or hardwood installer on residential jobs over $1,000 owes a written contract, the consumer rights pamphlet, and statutory liability insurance. In Chicago, flooring work that needs a building permit runs under a licensed general contractor.

STATE LICENSE
NoneSee what applies
STATUTE
815 ILCS 513/10
RENEWAL
n/a — no state credentialn/a
VERIFIED
October 2026Official sources
FILE · FLOORING x ILLINOIS
Compliance Dossier
Public
File
October 2026
STATE AUTHORITYNone for this trade
STATUTE / CODE815 ILCS 513/10
SCOPEStatewide · Illinois
RENEWALn/a — no state credential
CONTINUING ED.n/a
LOCAL OFFICES4 counties on file
FILE FLOORINGSCOPE STATEWIDE · ILLINOISTYPE VERIFIED RULE FILE
VERIFIED October 2026STATUS PUBLIC REFERENCE
What this file settlesThe Illinois rules for flooring contractors, verified against official sources.
LICENSE TRUTH
Illinois has no state flooring contractor license — and carpet installation is expressly excluded from the Home Repair and Remodeling Act, while other residential flooring work falls inside it.
STATE ↔ LOCAL
No state or Chicago flooring license exists. In Chicago, permitted work runs under a licensed general contractor, and other municipalities apply their own business licensing and permit rules.
EVERY CLAIM SOURCED
Each requirement below carries its citation and official source. Facts we could not confirm are listed as pending — never asserted.
§ 01 · Permit Stack

How flooring work is governed in Illinois.

The state sets the license floor; the county or city permit office controls filing, inspections, and local rules wherever the job site sits.

STATE — NO LICENSE
Home Repair Act (carpet excluded)
NO STATE LICENSEHRRA FOR NON-CARPET WORK
FEDERAL — PRE-1978 HOMES
US EPA RRP rule
RRP FIRM CERT IF DISTURBING LEAD PAINT
LOCAL — WHERE YOU FILE
City / county (Chicago: under a licensed GC)
PERMITS WHERE REQUIREDLOCAL BUSINESS LICENSE

Read it bottom-up.

No state or Chicago flooring license exists. In Chicago, permitted work runs under a licensed general contractor, and other municipalities apply their own business licensing and permit rules.

The local offices section below names the exact permit desk for every Illinois county on file.

Source · State and local issuing authoritiesLast verified · October 2026
§ 02 · Specs Ledger

Every requirement, with a number on it.

Each row names the issuing authority, cost, timeline, citation, and status behind the requirement — verified against the official source.

RequirementIssued byCostTimeCitationStatus
State Flooring LicenseNone exists
—
$0
—
No Illinois flooring licensing act
OPTIONAL
Home Repair Liability InsuranceNon-carpet residential flooring
Private carrier
$100k/$300k BI; $50k PD; $10k code
While operating
815 ILCS 513/25
CONDITIONAL
Written Contract + BrochureNon-carpet residential jobs over $1,000
You
$0
Before work starts
815 ILCS 513/15, 20
CONDITIONAL
EPA RRP Firm CertificationIf disturbing paint in pre-1978 homes
US EPA
EPA fee
Before the job
40 CFR Part 745
CONDITIONAL
Workers' CompensationRemodeling is extra-hazardous by statute
Private carrier
Premium by payroll
Before hiring
820 ILCS 305/3
REQUIRED
§ 03 · Year-One Cost

What it costs to start flooring in Illinois.

Published fees from the issuing authorities, as of October 2026. Local permit fees vary by project and jurisdiction — the basis is stated where a flat number does not exist.

Year-one ledger
Illinois · Flooring
State licenseNone exists$0
Liability insuranceHRRA minimums for non-carpet workMarket premium
Workers' compIf you have employeesBy payroll
Year-one floor$0 in state license fees
Excludes tools, vehicle purchase, payroll, and marketing.
NOTE
Carpet is carved out

The Home Repair Act excludes the sale, installation, cleaning, or repair of carpets from its definition of home repair.

NOTE
Small jobs

Maintenance, service, or repairs under $500 are outside the Act; the written-contract rule starts above $1,000.

NOTE
Multi-unit limit

The Act covers residences of 6 or fewer units — not original construction or larger buildings.

§ 04 · Path to First Job

From day zero to first inspection.

A practical sequence for a new flooring contractor in Illinois. Actual agency processing times are noted in the ledger above.

1
STEP 1
Bind liability + workers' comp
Carrier
2
STEP 2
Contract + brochure kit for non-carpet jobs
Home Repair Act
3
STEP 3
RRP certification if working pre-1978
US EPA
4
STEP 4
Check local business licensing
City / county
§ 05 · Compliance Checklist

Check them off.

Each item names the issuing authority, cycle, and citation.

01
Know which side of the carpet line you're on
Carpet work is excluded from the Home Repair Act; tile, wood, and other residential floor remodeling is covered.
STATESCOPE815 ILCS 513/10
YouIssuing authority
02
Written contract over $1,000
For covered residential flooring work: total cost, materials, business name and address.
STATECONTRACTS815 ILCS 513/15
YouIssuing authority
03
Deliver the consumer rights pamphlet
With the signed acknowledgment form, before the contract is executed.
STATEDISCLOSURE815 ILCS 513/20
YouIssuing authority
04
Lead-safe practices in older homes
Disturbing painted trim or surfaces in pre-1978 homes requires an EPA-certified firm and certified renovator.
FEDERALCONDITIONAL40 CFR Part 745
US EPAIssuing authority
§ 06 · Enforcement

What the law does about unlicensed flooring work.

Statutory consequences with their citations — not estimates, not “commonly cited” guesses.

§
815 ILCS 513/30, 35Statute

Home Repair Act violations

For covered (non-carpet) residential work, any violation is a Consumer Fraud Act violation.

ConsequenceConsumer Fraud Act remedies
§
820 ILCS 305/4(d)Statute

No workers' comp

Knowingly failing to insure is a Class 4 felony for owners and officers.

ConsequenceClass 4 felony + work-stop order
§ 08 · Illinois FAQ

Questions flooring contractors ask about Illinois.

Q01Do flooring installers need a license in Illinois?+
No state license exists. Residential tile, hardwood, and other non-carpet flooring jobs fall under the Home Repair and Remodeling Act's insurance and contract rules; carpet installation is expressly excluded from that Act.
Q02Does the Home Repair Act apply to carpet installers?+
No. The Act's definition of home repair and remodeling excludes the sale, installation, cleaning, or repair of carpets.
Q03Do I need a Chicago license to install floors?+
Chicago issues no flooring trade license. If the job needs a building permit, it runs under a licensed general contractor; a homeowner may act as their own GC at a qualifying primary residence.
§ 09 · Sources

Primary authorities, not secondary summaries.

Every fact in this file was checked against these official sources on October 2026.

Pending verification: Whether specific flooring jobs (e.g., subfloor replacement) trigger a Chicago building permit — determined by the Chicago Construction Codes

General information, not legal advice. Always confirm requirements, deadlines, and forms with the issuing authority before filing or contracting.

These are the documents Iris tracks for you.

Store licenses, permits, policies, and renewal dates in one place.