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GENERAL CONTRACTING x OREGON

General Contracting contractor requirements in Oregon.

Oregon is a universal-licensing state. Anyone who arranges, undertakes, offers, or bids construction work for another for compensation is a 'contractor' under ORS 701.005 and must hold a CCB license (ORS 701.021). There is no dollar threshold to hide under beyond a narrow exemption for casual, minor work under $1,000 on one project that is never advertised.

The endorsement is driven by the structure, not the trade. A Residential General Contractor works on homes and small commercial structures ($25,000 bond, $500,000 insurance). Large commercial work needs Commercial General Contractor Level 1 ($80,000 bond, $2 million insurance, 8 years of key-employee experience) or Level 2 ($25,000 bond, $1 million insurance, 4 years) — and commercial licensees owe annual key-employee continuing education.

STATE LICENSE
RequiredOregon Construction Contractors Board (CCB)
STATUTE
ORS 701.005 – 701.995
RENEWAL
Biennial — two years from issuance (ORS 701.063)Residential 8–16 hrs / 2 yrs · Commercial 16–40 hrs / yr
VERIFIED
October 2026Official sources
FILE · GENERAL CONTRACTING x OREGON
Compliance Dossier
Public
File
October 2026
STATE AUTHORITYOregon Construction Contractors Board (CCB)
STATUTE / CODEORS 701.005 – 701.995
SCOPEStatewide · Oregon
RENEWALBiennial — two years from issuance (ORS 701.063)
CONTINUING ED.Residential 8–16 hrs / 2 yrs · Commercial 16–40 hrs / yr
LOCAL OFFICES5 counties on file
FILE GENERAL CONTRACTINGSCOPE STATEWIDE · OREGONTYPE VERIFIED RULE FILE
VERIFIED October 2026STATUS PUBLIC REFERENCE
What this file settlesThe Oregon rules for general contracting contractors, verified against official sources.
LICENSE TRUTH
Oregon requires a Construction Contractors Board license for essentially all construction work done for compensation, and general contractors pick a residential or commercial endorsement whose bond and insurance minimums are written into statute.
STATE ↔ LOCAL
Oregon contractor licensing is exclusive to the state: under ORS 701.325(6), cities and counties may not require or issue their own contractor registrations, licenses, or surety bonds for CCB licensees — though they may charge a general, nondiscriminatory business license fee. No city, county, or state agency may issue a building permit without a current, properly endorsed CCB license (ORS 701.325(1)), and any city or county business license requires a signed statement that you are CCB-licensed (ORS 701.325(5)).
EVERY CLAIM SOURCED
Each requirement below carries its citation and official source. Facts we could not confirm are listed as pending — never asserted.
§ 01 · Permit Stack

How general contracting work is governed in Oregon.

The state sets the license floor; the county or city permit office controls filing, inspections, and local rules wherever the job site sits.

STATE — THE LICENSE
Construction Contractors Board
RGC / CGC1 / CGC216-HR TRAINING + EXAMSTATUTORY BOND + GL
STATE — TRADE OVERLAYS
BCD (electrical/plumbing) · LCB (landscaping)
LICENSED SUBS ONLYLCB SUB FOR LANDSCAPING
LOCAL — WHERE YOU BUILD
City / county building department
PERMITS UNDER CCB #GENERAL BUSINESS LICENSE ONLY

Read it bottom-up.

Oregon contractor licensing is exclusive to the state: under ORS 701.325(6), cities and counties may not require or issue their own contractor registrations, licenses, or surety bonds for CCB licensees — though they may charge a general, nondiscriminatory business license fee. No city, county, or state agency may issue a building permit without a current, properly endorsed CCB license (ORS 701.325(1)), and any city or county business license requires a signed statement that you are CCB-licensed (ORS 701.325(5)).

The local offices section below names the exact permit desk for every Oregon county on file.

Source · Oregon Construction Contractors Board (CCB)Last verified · October 2026
§ 02 · Specs Ledger

Every requirement, with a number on it.

Each row names the issuing authority, cost, timeline, citation, and status behind the requirement — verified against the official source.

RequirementIssued byCostTimeCitationStatus
CCB License — RGC or CGCResidential/small commercial → RGC; large commercial → CGC1 or CGC2
CCB
$400 / 2 yrs
Six to eight weeks
ORS 701.021
REQUIRED
Pre-License Training + ExamResponsible managing individual: 16 hrs training; 80 questions, 70% to pass
CCB / approved provider
$60 exam + course fee
Before applying
ORS 701.122
REQUIRED
CCB Surety BondAmount fixed by endorsement
Corporate surety
$25k RGC · $80k CGC1 · $25k CGC2
With application
ORS 701.081 / 701.084
REQUIRED
General Liability InsuranceProof at licensure and every renewal
Private carrier
$500k RGC · $2M CGC1 · $1M CGC2
With application
ORS 701.073
REQUIRED
Workers' CompensationNonexempt class — any employees or leased workers
Private carrier / SAIF
Premium by payroll
Before hiring
ORS 701.035
CONDITIONAL
Key-Employee ExperienceCommercial only — combined years across key employees
CCB
8 yrs (L1) · 4 yrs (L2)
With application
ORS 701.084
CONDITIONAL
Building PermitsIssued only to a properly endorsed CCB licensee; license number printed on the permit
City / county / BCD
By local fee schedule
Per project
ORS 701.325(1)
CONDITIONAL
§ 03 · Year-One Cost

What it costs to start general contracting in Oregon.

Published fees from the issuing authorities, as of October 2026. Local permit fees vary by project and jurisdiction — the basis is stated where a flat number does not exist.

Year-one ledger
Oregon · General Contracting
CCB licenseTwo-year term; $400 for new applications since July 1, 2025$400
CCB examPer attempt$60
Pre-license training16 hours, private approved providerProvider rate
Surety bond$25,000 (RGC) bond — premium set by suretyMarket premium
Liability insurance$500,000 (RGC) minimumMarket premium
Commercial upgradeCGC1: $80,000 bond + $2M insuranceHigher premiums
Year-one floor$460 in CCB fees + bond & insurance premiums
Excludes tools, vehicle purchase, payroll, and marketing.
NOTE
The fee went up

The CCB raised the two-year license fee from $325 to $400 — renewals from July 1, 2024 and new applications from July 1, 2025. Older guides quote $325 or $250.

NOTE
Two endorsements, two bonds

Working on both residential and large commercial structures takes both a residential and a commercial endorsement — two bonds, and one liability policy at the higher required amount.

NOTE
No local license stack

ORS 701.325(6) bars cities and counties from layering their own contractor licenses or bonds on top of the CCB license — only general business license fees and permits.

§ 04 · Path to First Job

From day zero to first inspection.

A practical sequence for a new general contracting contractor in Oregon. Actual agency processing times are noted in the ledger above.

1
STEP 1
Choose your endorsement
RGC, CGC1, or CGC2
2
STEP 2
16-hour pre-license training
CCB-approved provider
3
STEP 3
Pass the CCB exam
$60 · 80 questions · 70%
4
STEP 4
Register the business
Oregon Secretary of State
5
STEP 5
Bond + liability insurance (+ workers' comp)
Surety / carrier
6
STEP 6
File the CCB application
CCB — $400, six to eight weeks
§ 05 · Compliance Checklist

Check them off.

Each item names the issuing authority, cycle, and citation.

01
License before you bid
The license must be current and properly endorsed when you bid or sign — and stay current the whole job — or you lose lien and collection rights.
STATEESSENTIALORS 701.131
CCBIssuing authority
02
Pass training and exam
Your responsible managing individual completes 16 hours of pre-license training and passes the 80-question exam at 70%.
STATEEXAMORS 701.122
CCBIssuing authority
03
Written contract over $2,000
Residential work with an aggregate price over $2,000 requires a written contract using CCB standard terms; if a smaller job grows past $2,000, deliver one within five days.
LEGALRESIDENTIALORS 701.305
YouIssuing authority
04
Keep CE current
Residential licensees complete 8 hours per two-year cycle (3 on laws, regulations, and business practices) — 16 if not licensed for the whole prior six years.
RENEWALEDUCATIONORS 701.082
CCBIssuing authority
05
Hire only licensed subs
A contractor may not hire another contractor unless that sub is CCB-licensed and properly endorsed for the work, or exempt.
LEGALSUBSORS 701.026(1)
YouIssuing authority
06
Match endorsement to structure
Residential endorsements cover residential and small commercial structures; anything larger needs a commercial endorsement — both if you do both.
STATESCOPEORS 701.021
CCBIssuing authority
07
Sub landscaping to an LCB licensee
A contractor not licensed by the Landscape Contractors Board must hire an LCB-licensed business for landscaping work.
SUBSLANDSCAPEORS 701.026(2)
YouIssuing authority
§ 06 · Enforcement

What the law does about unlicensed general contracting work.

Statutory consequences with their citations — not estimates, not “commonly cited” guesses.

§
ORS 701.990(1)Statute

Unlicensed contracting

Undertaking, offering to undertake, or bidding construction work for compensation without a current CCB license violates ORS 701.021 — a crime, not just a licensing infraction.

ConsequenceClass A misdemeanor
§
ORS 701.131Statute

No lien, no lawsuit

A contractor that was not licensed and properly endorsed when it bid or contracted, and continuously while working, may not perfect a construction lien, file a CCB complaint, or sue or arbitrate for payment.

ConsequenceNo right to collect
§
ORS 701.992(1)Statute

CCB civil penalties

The board may assess a civil penalty for any violation of ORS chapter 701 or CCB rules, in addition to any other sanction.

ConsequenceUp to $5,000 per offense
§ 08 · Oregon FAQ

Questions general contracting contractors ask about Oregon.

Q01Do I need a contractor license in Oregon?+
Almost certainly. Oregon licenses anyone who builds, alters, repairs, improves, or demolishes real property for compensation through the Construction Contractors Board. The only small-job exemption is casual, minor, or inconsequential work under $1,000 per project — and it vanishes the moment you advertise (ORS 701.010(4)).
Q02What's the difference between residential and commercial endorsements?+
It turns on the structure. Residential endorsements cover homes (up to four stories) and small commercial structures — 10,000 sq ft or less and not over 20 ft high, or any project of $250,000 or less. Anything larger is large commercial and needs a commercial endorsement.
Q03What happens if I work unlicensed?+
It's a Class A misdemeanor (ORS 701.990), the CCB can fine you up to $5,000 per offense (ORS 701.992), and you cannot file a lien or sue for payment (ORS 701.131).
Q04Can a city make me buy a local contractor license?+
No. ORS 701.325(6) makes the CCB license exclusive — cities and counties can charge a general business license fee and require permits, but not their own contractor licenses or bonds.
§ 09 · Sources

Primary authorities, not secondary summaries.

Every fact in this file was checked against these official sources on October 2026.

Pending verification: Cost of the 16-hour pre-license training course (set by private CCB-approved providers; not published by the CCB) · CCB processing time of six to eight weeks is as stated on the CCB license page and may vary

General information, not legal advice. Always confirm requirements, deadlines, and forms with the issuing authority before filing or contracting.

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