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PLUMBING x FLORIDA

Plumbing contractor requirements in Florida.

The plumbing contractor category is unlimited in the plumbing trade — sanitary and storm drainage, water and sewer plants, septic tanks, swimming pool piping and medical gas systems all sit inside it. That last item matters: medical gas carries its own board certification on top of the plumbing license.

Chapter 489 makes plumbing one of the seven trades a general, building or residential contractor must subcontract out unless that contractor personally holds a state certificate or registration in plumbing. The plumbing license is therefore not just permission to work — it is the thing that lets a GC hand you the scope at all.

Florida also splits the license geographically. Certification is statewide. Registration is limited to the counties, municipalities and districts where you complied with local competency requirements, which is why plumbing companies expanding across a metro area usually convert to certification rather than collect registrations.

STATE LICENSE
RequiredFlorida DBPR — Construction Industry Lice…
STATUTE
§ 489.105(3)(m), Fla. Stat.
RENEWAL
Biennial — expires August 3114 classroom hours per biennium
VERIFIED
September 2026Official sources
FILE · PLUMBING x FLORIDA
Compliance Dossier
Public
File
September 2026
STATE AUTHORITYFlorida DBPR — Construction Industry Licensing Board
STATUTE / CODE§ 489.105(3)(m), Fla. Stat.
SCOPEStatewide · Florida
RENEWALBiennial — expires August 31
CONTINUING ED.14 classroom hours per biennium
LOCAL OFFICES27 counties on file
FILE PLUMBINGSCOPE STATEWIDE · FLORIDATYPE VERIFIED RULE FILE
VERIFIED September 2026STATUS PUBLIC REFERENCE
What this file settlesThe Florida rules for plumbing contractors, verified against official sources.
LICENSE TRUTH
Plumbing is a Chapter 489 Division II trade in Florida: a certified plumbing contractor works statewide, a registered one works only where local competency was met, and no general contractor may self-perform plumbing without holding the trade license.
STATE ↔ LOCAL
Certification travels statewide; registration does not. Local governments issue the plumbing permit and the business tax receipt but no longer license the occupation — § 163.211 preempted local occupational licensing and the pre-2021 grandfather expired July 1, 2025. Local building departments are barred from issuing permits to anyone lacking a valid active state license.
EVERY CLAIM SOURCED
Each requirement below carries its citation and official source. Facts we could not confirm are listed as pending — never asserted.
§ 01 · Permit Stack

How plumbing work is governed in Florida.

The state sets the license floor; the county or city permit office controls filing, inspections, and local rules wherever the job site sits.

FEDERAL — WORKER SAFETY
OSHA
TRENCHING & EXCAVATIONCONFINED SPACE
STATE — THE LICENSE
DBPR Construction Industry Licensing Board
CERTIFIED OR REGISTEREDMEDICAL GAS ADD-ONQUALIFY THE BUSINESS
LOCAL — WHERE YOU WORK
County / city building department
PLUMBING PERMITBUSINESS TAX RECEIPT

Read it bottom-up.

Certification travels statewide; registration does not. Local governments issue the plumbing permit and the business tax receipt but no longer license the occupation — § 163.211 preempted local occupational licensing and the pre-2021 grandfather expired July 1, 2025. Local building departments are barred from issuing permits to anyone lacking a valid active state license.

The local offices section below names the exact permit desk for every Florida county on file.

Source · Florida DBPR — Construction Industry Licensing BoardLast verified · September 2026
§ 02 · Specs Ledger

Every requirement, with a number on it.

Each row names the issuing authority, cost, timeline, citation, and status behind the requirement — verified against the official source.

RequirementIssued byCostTimeCitationStatus
Certified Plumbing ContractorStatewide certificate of competency
DBPR CILB
$335 app + exam · $249 initial
Exam-based
§ 489.105(3)(m); Rule 61G4-12.009
REQUIRED
Registered Plumbing ContractorAlternative route; local competency card required first
DBPR CILB
$305 (or $205 in year two)
Per biennium
§ 489.117(1); DBPR CILB 2
CONDITIONAL
Medical Gas CertificationOnly if you install or service medical gas systems
DBPR CILB
Board-set
Before medical gas work
Rule 61G4-15.031, F.A.C.
CONDITIONAL
Public Liability & Property DamageDivision II minimums, maintained continuously
Private carrier
$100,000 / $25,000 minimums
Before licensure
§ 489.115(5); DBPR CILB 5-M
REQUIRED
Workers' CompensationRequired from the first employee in construction
Private carrier
Premium by payroll
First hire
§ 440.02(8), (17)
REQUIRED
Financial ResponsibilityFICO-derived 660 or a bond in its place
Credit agency / surety
$10,000 bond ($5,000 with the 14-hour course)
With the application
§ 489.115(5)(b); DBPR CILB 5-M
REQUIRED
Plumbing PermitLocal building department; no permit to an unlicensed contractor
County / city
Set by locality
Per job
§ 553.79(1); § 489.13
REQUIRED
§ 03 · Year-One Cost

What it costs to start plumbing in Florida.

Published fees from the issuing authorities, as of September 2026. Local permit fees vary by project and jurisdiction — the basis is stated where a flat number does not exist.

Year-one ledger
Florida · Plumbing
Application + examinationNonrefundable$335
Initial certification fee$149 in the second year of the biennium$249
Qualify a business organization$50
Biennial renewalActive status$200
Financial responsibility bondOnly if the FICO-derived score is under 660$10,000
14-hour financial responsibility courseHalves the bond to $5,000Provider rate
Year-one floor≈ $634 in DBPR fees to a first licensed company
Excludes tools, vehicle purchase, payroll, and marketing.
NOTE
The GC cannot self-perform it

Section 489.113(3) forces a contractor to subcontract all plumbing work unless that contractor holds a state certificate or registration in plumbing. Your license is what makes you subcontractable.

NOTE
Division II carries the lighter numbers

Plumbing sits in Division II, so the insurance floor is $100,000 public liability and $25,000 property damage — a third of what a general contractor must carry.

NOTE
Medical gas is a separate credential

The plumbing license covers medical gas systems in scope, but the board requires a medical gas certification before that work is performed.

§ 04 · Path to First Job

From day zero to first inspection.

A practical sequence for a new plumbing contractor in Florida. Actual agency processing times are noted in the ledger above.

1
STEP 1
Assemble four years of trade experience
At least one year as a foreman
2
STEP 2
Apply and sit the DBPR examination
$335, nonrefundable
3
STEP 3
Credit report; bond if under 660
Nationally recognized credit agency
4
STEP 4
Bind $100k/$25k and workers' comp
Private carrier
5
STEP 5
File certification (or registration) application
DBPR CILB
6
STEP 6
Qualify the business entity
DBPR CILB — $50
§ 05 · Compliance Checklist

Check them off.

Each item names the issuing authority, cycle, and citation.

01
Get the state license before any permit
A local building department may not issue a building permit to a contractor without a valid active state certificate or registration.
STATEESSENTIAL§ 489.13
DBPR CILBIssuing authority
02
Choose certification if you cross county lines
Registration is only good where local competency was met; certification is good in any jurisdiction in the state.
STATESTRATEGY§ 489.105(3); § 489.117(1)
DBPR CILBIssuing authority
03
Carry Division II insurance continuously
$100,000 public liability and $25,000 property damage, in the name of the licensee or the qualified business.
INSURANCEONGOING§ 489.115(5)
CarrierIssuing authority
04
Cover employee number one
Construction-industry workers' compensation starts at one employee, and no more than three corporate officers may take exemptions.
INSURANCEFLORIDA RULE§ 440.02
Carrier / DFSIssuing authority
05
Add medical gas before you touch it
Medical gas systems are inside the plumbing scope but require the board's medical gas certification first.
STATECONDITIONALRule 61G4-15.031
DBPR CILBIssuing authority
06
Log 14 CE hours each biennium
Including workers' compensation, business practices, workplace safety and one hour of laws and rules.
RENEWALEDUCATION§ 489.115(4)(b)
DBPR-approved providerIssuing authority
§ 06 · Enforcement

What the law does about unlicensed plumbing work.

Statutory consequences with their citations — not estimates, not “commonly cited” guesses.

§
§ 489.127(1)–(2), Fla. Stat.Statute

Unlicensed plumbing contracting

Contracting for plumbing work without the required certificate or registration.

ConsequenceFirst-degree misdemeanor; third-degree felony on repeat or during a declared state of emergency
§
§ 489.13, Fla. Stat.Statute

Administrative fine

DBPR may fine unlicensed persons directly and recover investigative and legal costs.

ConsequenceUp to $10,000
§
§ 489.128, Fla. Stat.Statute

Unenforceable contracts

An unlicensed contractor cannot enforce the contract in law or in equity, while the other party keeps its own remedies.

ConsequenceContract unenforceable
§ 07 · Local Offices

Where the permit is filed, county by county.

Inside city limits, the city office listed here issues the permit; the county office serves unincorporated areas. Every office links to its official page.

County · CityPermit officePortal
Orange County
Orlando
City of Orlando Permitting Services Division
Unincorporated: Orange County Division of Building Safety
ProjectDox (plan review)
Duval County
Jacksonville (consolidated gov.)
City of Jacksonville Building Inspection Division (Public Works)Jax EPICS
Pinellas County
St. Petersburg
City of St. Petersburg Construction Services and Permitting
Unincorporated: Pinellas County Building and Development Review Services
Click2Gov
Lee County
Fort Myers
City of Fort Myers Building, Permitting & Inspections Division
Unincorporated: Lee County Community Development — Building Permitting Services
EnerGov Customer Self Service
Seminole County
Sanford
City of Sanford — Building Division
Unincorporated: Seminole County Building Division (Development Services)
CitizenServe
Osceola County
Kissimmee
City of Kissimmee — Permits & Inspections (Development Services)
Unincorporated: Osceola County Community Development — Building Division
EnerGov Citizen Self Service
Manatee County
Bradenton
City of Bradenton — Building and Permitting Division
Unincorporated: Manatee County Building Division (Development Services)
Accela Citizen Access
Brevard County
Palm Bay
City of Palm Bay — Building Permits & Inspections
Unincorporated: Brevard County Planning and Development — Building Permits Division
iMS (Integrated Permit Management System)
Volusia County
Daytona Beach
City of Daytona Beach — Permits and Licensing Department
Unincorporated: Volusia County Building and Code Administration Division
iMS
Pasco County
Wesley Chapel
Pasco County Building Construction Services
Unincorporated: Pasco County Building Construction Services
Accela Citizen Access
Sarasota County
Sarasota
City of Sarasota — Building & Permitting (Development Services)
Unincorporated: Sarasota County Planning and Development Services — Building
FTG Portal
Collier County
Naples
City of Naples Building Department
Unincorporated: Collier County Growth Management — Building Plan Review & Inspection Division
Citizen Self Serve
Charlotte County
Port Charlotte
Charlotte County Community Development — Building Construction Division
Unincorporated: Charlotte County Community Development — Building Construction Division
Accela Citizen Access Portal
St. Lucie County
Port St. Lucie
City of Port St. Lucie Building Department
Unincorporated: St. Lucie County Building & Code Regulation Division
Contractor E-Permitting Portal
Martin County
Stuart
City of Stuart Building Division
Unincorporated: Martin County Building Department
OpenGov
Indian River County
Vero Beach
City of Vero Beach — no independent building department
Unincorporated: Indian River County / City of Vero Beach Building Division
St. Johns County
St. Augustine
City of St. Augustine Planning & Building Department
Unincorporated: St. Johns County Building Department
Permit Portal (Cityworks)
Flagler County
Palm Coast
City of Palm Coast Building Services
Unincorporated: Flagler County Central Permitting Division
Online Permit Submittal
Alachua County
Gainesville
City of Gainesville Building Division (Sustainable Development Dept.)
Unincorporated: Alachua County Building Division (Growth Management Dept.)
ProjectDox
Leon County
Tallahassee
City of Tallahassee Growth Management Department
Unincorporated: Leon County Development Support and Environmental Management (DSEM)
City of Tallahassee Permit Portal
Escambia County
Pensacola
City of Pensacola Building Inspections (Development Services Dept.)
Unincorporated: Escambia County Building Services
My Government Online (MGO)
Okaloosa County
Fort Walton Beach
City of Fort Walton Beach Building Inspections (Growth Management Dept.)
Unincorporated: Okaloosa County Growth Management — Building Division
My Government Online (MGO)
Bay County
Panama City
City of Panama City Building Services Division
Unincorporated: Bay County Building Safety Division
CloudPermit
Miami-Dade County
Miami
City of Miami Building Department
Unincorporated: Miami-Dade County Department of Regulatory and Economic Resources (RER)
iBuild
Broward County
Fort Lauderdale
City of Fort Lauderdale Development Services Department (DSD)
Unincorporated: Broward County Building Code Division
LauderBuild
Palm Beach County
West Palm Beach
City of West Palm Beach Building Division (Development Services)
Unincorporated: Palm Beach County Planning, Zoning & Building (PZB) Department — Building Division
Civic Access
Hillsborough County
Tampa
City of Tampa Construction Services Division (Development & Growth Management Department)
Unincorporated: Hillsborough County Development Services
Accela Citizen Access
§ 08 · Florida FAQ

Questions plumbing contractors ask about Florida.

Q01Do plumbers need a state license in Florida?+
Yes. Plumbing is a Chapter 489 Division II contractor category. You hold either a certified plumbing contractor license valid statewide or a registration valid only in the jurisdictions where you met local competency requirements.
Q02Can a general contractor do the plumbing on their own job?+
Only if that contractor personally holds a state certificate or registration in plumbing. Section 489.113(3) requires all plumbing work to be subcontracted otherwise.
Q03What insurance does Florida require of a plumbing contractor?+
Division II minimums of $100,000 public liability and $25,000 property damage, maintained continuously, plus workers' compensation under Chapter 440 from the first employee.
Q04What if my credit score is below 660?+
You post a $10,000 bond or irrevocable letter of credit, reduced to $5,000 if you complete the board-approved 14-hour financial responsibility course. A low score delays the license; it does not bar it.
Q05How much does a Florida plumbing license cost?+
$335 for the application and examination, $249 for the initial certification ($149 in the second year of the biennium), and $50 to qualify the business — about $634 all in, then $200 every two years.
§ 09 · Sources

Primary authorities, not secondary summaries.

Every fact in this file was checked against these official sources on September 2026.

Pending verification: The fee for the board's medical gas certification (Rule 61G4-15.031) — not stated in the CILB fee rule text retrieved · Whether certified licenses expire August 31 of even years and registrations August 31 of odd years — derived from the DBPR form fee windows and Rule 61G4-12.009(4)(a); the DBPR renewal page returned HTTP 403 · Local plumbing permit fee ranges, which are set independently by each county and municipality

General information, not legal advice. Always confirm requirements, deadlines, and forms with the issuing authority before filing or contracting.

These are the documents Iris tracks for you.

Store licenses, permits, policies, and renewal dates in one place.