FLOORING x MISSISSIPPI

Flooring contractor requirements in Mississippi.

MSBOC lists two flooring-related specialties under Building Construction: Floor Covering (no trade exam listed) and Tile and Marble (trade exam). Either is required for commercial flooring contracts or subcontracts of $50,000 or more, public or private; every applicant still takes the Law & Business Management exam and meets the commercial insurance and net-worth rules.

There is no residential flooring classification. A flooring contractor hired directly by a homeowner for improvements costing more than $10,000 meets the statutory definition of a remodeler (Miss. Code Ann. § 73-59-1(c)); smaller residential jobs and residential subcontracts carry no state license requirement.

STATE LICENSE
ConditionalMississippi State Board of Contractors (M…
STATUTE
Miss. Code Ann. §§ 73-59-1, 73-59-3 (residential); §§ 31-3-1, 31-3-15, 31-3-21 (commercial)
RENEWAL
Annual (if licensed)Residential: 2 hrs / year · Commercial: none identified
VERIFIED
October 2026Official sources
FILE · FLOORING x MISSISSIPPI
Compliance Dossier
Public
File
October 2026
STATE AUTHORITYMississippi State Board of Contractors (MSBOC)
STATUTE / CODEMiss. Code Ann. §§ 73-59-1, 73-59-3 (residential); §§ 31-3-1, 31-3-15, 31-3-21 (commercial)
SCOPEStatewide · Mississippi
RENEWALAnnual (if licensed)
CONTINUING ED.Residential: 2 hrs / year · Commercial: none identified
LOCAL OFFICES3 counties on file
FILE FLOORINGSCOPE STATEWIDE · MISSISSIPPITYPE VERIFIED RULE FILE
VERIFIED October 2026STATUS PUBLIC REFERENCE
What this file settlesThe Mississippi rules for flooring contractors, verified against official sources.
LICENSE TRUTH
Mississippi has no flooring license; commercial flooring contracts of $50,000 or more need an MSBOC Floor Covering (or Tile and Marble) certificate, and residential flooring only reaches licensing as a remodeling job over $10,000.
STATE ↔ LOCAL
Mississippi licensing is statewide through MSBOC, but cities and counties enforce it: building officials must refuse permits to anyone who would be a residential builder or remodeler unless they show an MSBOC license or exemption, and must report suspected violations to the Board (Miss. Code Ann. § 73-59-17). Residential contractors without a permanent Mississippi place of business (and not holding a commercial certificate) also need a Department of Revenue permit under § 27-65-27 to obtain a building permit, regardless of project cost or insurance funding (§ 73-59-18).
EVERY CLAIM SOURCED
Each requirement below carries its citation and official source. Facts we could not confirm are listed as pending — never asserted.
§ 01 · Permit Stack

How flooring work is governed in Mississippi.

The state sets the license floor; the county or city permit office controls filing, inspections, and local rules wherever the job site sits.

STATE — COMMERCIAL
MSBOC (Miss. Code 31-3)
FLOOR COVERING AT $50,000+TILE & MARBLE AT $50,000+
STATE — RESIDENTIAL
MSBOC (Miss. Code 73-59)
REMODELER > $10,000
LOCAL — WHERE YOU BUILD
City / county building official
BUILDING PERMITINSPECTIONSPERMIT DENIED IF UNLICENSED

Read it bottom-up.

Mississippi licensing is statewide through MSBOC, but cities and counties enforce it: building officials must refuse permits to anyone who would be a residential builder or remodeler unless they show an MSBOC license or exemption, and must report suspected violations to the Board (Miss. Code Ann. § 73-59-17). Residential contractors without a permanent Mississippi place of business (and not holding a commercial certificate) also need a Department of Revenue permit under § 27-65-27 to obtain a building permit, regardless of project cost or insurance funding (§ 73-59-18).

The local offices section below names the exact permit desk for every Mississippi county on file.

Source · Mississippi State Board of Contractors (MSBOC)Last verified · October 2026
§ 02 · Specs Ledger

Every requirement, with a number on it.

Each row names the issuing authority, cost, timeline, citation, and status behind the requirement — verified against the official source.

RequirementIssued byCostTimeCitationStatus
Commercial Certificate — Floor Covering or Tile and MarbleCommercial flooring contracts or subcontracts of $50,000 or more
MSBOC
$400 application (1 classification) + $100 per added classification
Annual
Miss. Code Ann. §§ 31-3-1, 31-3-15, 31-3-21; MSBOC Rule 3.4
CONDITIONAL
Residential Remodeler LicenseDirect-to-owner improvements to an existing home over $10,000
MSBOC
$50 application (1 classification); $100 annual renewal
Annual
Miss. Code Ann. §§ 73-59-1(c), 73-59-3(1)(b)
CONDITIONAL
Law & Business Management ExamOpen book, administered by PSI; required of every MSBOC applicant, 70% to pass
MSBOC via PSI
PSI rate
Before licensure
Miss. Code Ann. §§ 31-3-13(a), 73-59-5; MSBOC Rule 1.1
CONDITIONAL
Commercial General Liability$300,000 per occurrence / $600,000 aggregate, MSBOC listed as certificate holder
Carrier
Market premium
Application + each renewal
MSBOC Commercial Rule 1.1(2)(j)
CONDITIONAL
CPA-Reviewed Financial StatementNet worth of at least $50,000 for major classifications, $20,000 for all others; balance sheet at renewal
Certified public accountant
CPA fee
New commercial application
MSBOC Commercial Rule 1.1(2)(i)
CONDITIONAL
Building / Trade PermitBuilding officials must refuse permits to builders and remodelers who cannot show an MSBOC license or exemption
City / county
Set locally
Per project
Miss. Code Ann. § 73-59-17
CONDITIONAL
§ 03 · Year-One Cost

What it costs to start flooring in Mississippi.

Published fees from the issuing authorities, as of October 2026. Local permit fees vary by project and jurisdiction — the basis is stated where a flat number does not exist.

Year-one ledger
Mississippi · Flooring
Residential applicationIncludes one trade classification$50
Each added classificationResidential or commercial$100
Residential renewalAnnual$100
Commercial application$200 privilege tax (§ 31-3-17) + $200 Construction Education Fund fee (§ 31-3-14)$400
Commercial renewalAnnual$400
PSI examsLaw & Business Management + trade examPSI rate
Year-one floor$0 below thresholds · $50 residential · $400 commercial
Excludes tools, vehicle purchase, payroll, and marketing.
NOTE
Exam differs by specialty

MSBOC's list shows a trade exam for Tile and Marble but not for Floor Covering; the Law & Business Management exam applies to both.

NOTE
Most residential jobs need nothing

Residential flooring at or under $10,000 — and residential flooring subcontracts — carry no state license requirement.

NOTE
Commercial insurance floor

Commercial certificates require $300,000 per occurrence / $600,000 aggregate general liability.

§ 04 · Path to First Job

From day zero to first inspection.

A practical sequence for a new flooring contractor in Mississippi. Actual agency processing times are noted in the ledger above.

1
STEP 1
Register the entity; get a MS tax ID
Secretary of State / Dept. of Revenue
2
STEP 2
Bind liability (+ workers' comp at 5+ employees)
Carrier
3
STEP 3
Apply for Floor Covering or Tile and Marble
MSBOC — $50 residential / $400 commercial
4
STEP 4
Pass Law & Business + trade exams
PSI (open book)
5
STEP 5
Pull permits; post license number at the job
City / county
6
STEP 6
Renew every year (+2 CE hours if residential)
MSBOC
§ 05 · Compliance Checklist

Check them off.

Each item names the issuing authority, cycle, and citation.

01
License before you bid
Hold the commercial Floor Covering or Tile and Marble specialty (or a residential license) before offering or contracting work above the statutory threshold.
STATEESSENTIALMiss. Code Ann. §§ 73-59-3(1), 31-3-21(1)
MSBOCIssuing authority
02
Disclose your liability insurance
Every MSBOC licensee must state in the contract, in bold type larger than the rest, just above the buyer's signature, whether it carries general liability insurance.
CONTRACTDISCLOSUREMiss. Code Ann. §§ 73-59-11, 31-3-13; Residential Rule 1.3
YouIssuing authority
03
Post your number at the job
Once a permit issues, residential licensees display a jobsite sign with the license number in letters at least 2 inches high and 12 inches wide.
JOBSITESIGNAGEMSBOC Residential Rule 1.2
YouIssuing authority
04
Renew every year
Residential licenses expire on the last day of the twelfth month; late renewal within 180 days adds a 10% penalty, after which a new application is required.
RENEWALESSENTIALMiss. Code Ann. § 73-59-3(5)
MSBOCIssuing authority
§ 06 · Enforcement

What the law does about unlicensed flooring work.

Statutory consequences with their citations — not estimates, not “commonly cited” guesses.

§
Miss. Code Ann. § 73-59-9(1), (3)Statute

Unlicensed residential work

Undertaking residential work that requires an MSBOC license without one — or giving the Board false information to get one — is a misdemeanor, and the Board may cite and stop the work.

ConsequenceFine of $100–$5,000 and/or 30–60 days in county jail
§
Miss. Code Ann. § 73-59-9(2)Statute

Contract unenforceable

A contractor unlicensed when the work was performed may not sue to enforce a residential building or remodeling contract; recovery is limited to documented labor and material expenses proved by clear and convincing evidence.

ConsequenceLoss of contract price and profit
§
Miss. Code Ann. §§ 31-3-15, 31-3-21(1), (4)Statute

Commercial work without a certificate

A public or private contract awarded to a contractor without a certificate of responsibility is void; knowingly bidding without one is a misdemeanor, and the Board may order abatement.

ConsequenceCivil penalty up to 3% of the contract; misdemeanor fine up to $1,000 and/or 6 months
§ 08 · Mississippi FAQ

Questions flooring contractors ask about Mississippi.

Q01Do I need a license to install flooring in Mississippi?+
Not for most residential jobs. Commercial flooring contracts of $50,000 or more need the MSBOC Floor Covering or Tile and Marble specialty, and a direct-to-homeowner job over $10,000 meets the remodeler definition.
Q02Is there an exam for Floor Covering?+
MSBOC's classification list shows no trade exam for Floor Covering, but all applicants take the Law & Business Management exam; Tile and Marble has a trade exam.
Q03Is there a small-job exemption in Mississippi?+
There is no named handyman license, but the residential statute only reaches residential builders on homes costing more than $50,000 and remodelers on improvements to an existing residence costing more than $10,000 (Miss. Code Ann. § 73-59-1). The exception: subcontractors doing electrical, plumbing, mechanical, or HVAC work on a residential project need an MSBOC license no matter the dollar amount (§ 73-59-3(1)(d)).
§ 09 · Sources

Primary authorities, not secondary summaries.

Every fact in this file was checked against these official sources on October 2026.

Pending verification: PSI exam fees for the Law & Business Management exam and the trade exams (MSBOC sends a PSI Candidate Information Bulletin only after an application is received) · Whether MSBOC treats a contractor hired directly by a homeowner for a stand-alone trade job (painting, flooring, concrete, framing) over $10,000 as a 'remodeler' requiring a license — the statutory definition covers improvements to an existing residence over $10,000, but MSBOC guidance does not address single-trade contractors

General information, not legal advice. Always confirm requirements, deadlines, and forms with the issuing authority before filing or contracting.

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