STATE LICENSE
ConditionalTennessee Board for Licensing Contractors…
Flooring sits in the building classification as two non-tested subcategories: BC-4 Floor Covering and BC-15 Tile, Terrazzo and Marble. You need a contractor license only when you contract with the owner on a project whose total cost is $25,000 or more. Flooring installers working as subcontractors to a licensed contractor are outside the subcontractor rule, which covers only electrical, mechanical, plumbing, HVAC, roofing and masonry.
Residential flooring from $3,000 to $24,999 is home improvement (repair, replacement or remodeling of a residence), so it needs the state HI license in Bradley, Davidson, Hamilton, Haywood, Knox, Marion, Robertson, Rutherford and Shelby counties. In pre-1978 housing and child-occupied facilities, disturbing painted surfaces such as trim and baseboards brings in EPA's lead RRP rule.
The state sets the license floor; the county or city permit office controls filing, inspections, and local rules wherever the job site sits.
Tennessee licenses contractors at the state level; the local desk issues the permit and does the inspecting. Every contractor also needs a business tax license for each city or county where it operates. All four big metros sit inside Home Improvement counties: Davidson (Metro Nashville), Shelby (Memphis), Knox (Knoxville) and Hamilton (Chattanooga). Residential remodeling from $3,000 to $24,999 there needs the state Home Improvement license, whether or not the job needs a permit. Memphis & Shelby County Construction Code Enforcement makes every state-licensed general contractor register its license before pulling a permit. The registration costs $50 and needs a Board-issued Qualifying Agent affidavit and a Memphis & Shelby County business license. Knoxville ties every permit applicant to a registration type: state contractor, homeowner, or unlicensed/state limited license. Where a city or county does not enforce its own building code, one- and two-family dwellings fall under the State Fire Marshal's residential permit program, which uses the 2018 IRC and state-contracted inspectors.
The local offices section below names the exact permit desk for every Tennessee county on file.
Each row names the issuing authority, cost, timeline, citation, and status behind the requirement — verified against the official source.
Published fees from the issuing authorities, as of October 2026. Local permit fees vary by project and jurisdiction — the basis is stated where a flat number does not exist.
Subbing to a licensed contractor, or small jobs outside the nine counties, carries no state license at all.
The Board's instructions say bidding to a homeowner acting as their own GC makes you a prime contractor.
A contractor can hold up to five building subcategories without a trade exam; six or more under one major classification requires that classification's exam.
A practical sequence for a new flooring contractor in Tennessee. Actual agency processing times are noted in the ledger above.
Each item names the issuing authority, cycle, and citation.
Statutory consequences with their citations — not estimates, not “commonly cited” guesses.
Anyone who engages or offers to engage in contracting without a valid license, or outside its classification or monetary limit, may not be awarded the contract or take part in any re-bid of the project. The Board's licensing instructions add that the offender's own license application may be denied or held for up to six months.
The Board may assess $50–$5,000 for violations of T.C.A. § 62-6-120(d) and for unlawful bidding, and $50–$1,000 for other violations of the contractor law. Each day of continued violation counts as a separate violation.
The Board's Executive Director may issue a written citation to anyone contracting without a license, ordering them to cease and assessing a civil penalty.
Inside city limits, the city office listed here issues the permit; the county office serves unincorporated areas. Every office links to its official page.
Every fact in this file was checked against these official sources on October 2026.
Pending verification: Prov's per-exam fee for the Business & Law and trade exams from July 1, 2026 is not published on tn.gov (PSI charged $57 per exam per the Board's Rev. 02/25 application package) · The full text of T.C.A. § 62-6-103/§ 62-6-120 could not be fetched from an official host (the tn.gov statute mirror pages have been removed; the official code is behind LexisNexis). Any statutory cap on what an unlicensed contractor may recover in court, and the criminal grade of unlicensed contracting, are therefore not asserted here
General information, not legal advice. Always confirm requirements, deadlines, and forms with the issuing authority before filing or contracting.
Store licenses, permits, policies, and renewal dates in one place.