FRAMING x TENNESSEE

Framing contractor requirements in Tennessee.

Framing and carpentry fall under building subcategory BC-2, Carpentry, Framing and Millwork, which needs no trade exam. A license is required only to contract with the owner on a project of $25,000 or more, and a framer who builds the whole house is really doing BC-A residential work, which carries its own trade exam. Framing subs working for a licensed contractor are exempt; the Board lists carpentry among the subcontract trades that need no license.

Below $25,000, residential framing and carpentry (additions, porches, garages, repairs) from $3,000 is home improvement in Bradley, Davidson, Hamilton, Haywood, Knox, Marion, Robertson, Rutherford and Shelby counties. Where no local code is enforced, the State Fire Marshal's residential program (2018 IRC) inspects the foundation, the framing/rough-in and the final, and additions over 30 square feet have needed a permit since October 1, 2011.

STATE LICENSE
ConditionalTennessee Board for Licensing Contractors…
STATUTE
T.C.A. § 62-6-101 et seq.
RENEWAL
Biennial — contractor and HI licensesNone stated for BC-2 (BC-A: 8 hrs per renewal)
VERIFIED
October 2026Official sources
FILE · FRAMING x TENNESSEE
Compliance Dossier
Public
File
October 2026
STATE AUTHORITYTennessee Board for Licensing Contractors (Dept. of Commerce & Insurance)
STATUTE / CODET.C.A. § 62-6-101 et seq.
SCOPEStatewide · Tennessee
RENEWALBiennial — contractor and HI licenses
CONTINUING ED.None stated for BC-2 (BC-A: 8 hrs per renewal)
LOCAL OFFICES7 counties on file
FILE FRAMINGSCOPE STATEWIDE · TENNESSEETYPE VERIFIED RULE FILE
VERIFIED October 2026STATUS PUBLIC REFERENCE
What this file settlesThe Tennessee rules for framing contractors, verified against official sources.
LICENSE TRUTH
Tennessee licenses framing as building subcategory BC-2 (Carpentry, Framing and Millwork) for prime contracts of $25,000 or more. Framing subs to a licensed builder need no license, but framing is inspected at rough-in under the state residential program and local codes.
STATE ↔ LOCAL
Tennessee licenses contractors at the state level; the local desk issues the permit and does the inspecting. Every contractor also needs a business tax license for each city or county where it operates. All four big metros sit inside Home Improvement counties: Davidson (Metro Nashville), Shelby (Memphis), Knox (Knoxville) and Hamilton (Chattanooga). Residential remodeling from $3,000 to $24,999 there needs the state Home Improvement license, whether or not the job needs a permit. Memphis & Shelby County Construction Code Enforcement makes every state-licensed general contractor register its license before pulling a permit. The registration costs $50 and needs a Board-issued Qualifying Agent affidavit and a Memphis & Shelby County business license. Knoxville ties every permit applicant to a registration type: state contractor, homeowner, or unlicensed/state limited license. Where a city or county does not enforce its own building code, one- and two-family dwellings fall under the State Fire Marshal's residential permit program, which uses the 2018 IRC and state-contracted inspectors.
EVERY CLAIM SOURCED
Each requirement below carries its citation and official source. Facts we could not confirm are listed as pending — never asserted.
§ 01 · Permit Stack

How framing work is governed in Tennessee.

The state sets the license floor; the county or city permit office controls filing, inspections, and local rules wherever the job site sits.

STATE — $25,000 AND UP (PRIME)
Board for Licensing Contractors
BC-2 OR BC-ASUBS TO A GC EXEMPT
STATE — UNDER $25,000
Board (Home Improvement)
HI LICENSE $3,000+ IN 9 COUNTIES
INSPECTION — ROUGH-IN
Local codes or State Fire Marshal
BUILDING PERMITFRAMING INSPECTION2018 IRC (STATE PROGRAM)

Read it bottom-up.

Tennessee licenses contractors at the state level; the local desk issues the permit and does the inspecting. Every contractor also needs a business tax license for each city or county where it operates. All four big metros sit inside Home Improvement counties: Davidson (Metro Nashville), Shelby (Memphis), Knox (Knoxville) and Hamilton (Chattanooga). Residential remodeling from $3,000 to $24,999 there needs the state Home Improvement license, whether or not the job needs a permit. Memphis & Shelby County Construction Code Enforcement makes every state-licensed general contractor register its license before pulling a permit. The registration costs $50 and needs a Board-issued Qualifying Agent affidavit and a Memphis & Shelby County business license. Knoxville ties every permit applicant to a registration type: state contractor, homeowner, or unlicensed/state limited license. Where a city or county does not enforce its own building code, one- and two-family dwellings fall under the State Fire Marshal's residential permit program, which uses the 2018 IRC and state-contracted inspectors.

The local offices section below names the exact permit desk for every Tennessee county on file.

Source · Tennessee Board for Licensing Contractors (Dept. of Commerce & Insurance)Last verified · October 2026
§ 02 · Specs Ledger

Every requirement, with a number on it.

Each row names the issuing authority, cost, timeline, citation, and status behind the requirement — verified against the official source.

RequirementIssued byCostTimeCitationStatus
Contractor License — BC-2Prime contracts of $25,000+ total cost
TN Board for Licensing Contractors
$250 application
Business & Law exam + Board review
T.C.A. § 62-6-102; Rule 0680-01-.16
CONDITIONAL
Home Improvement LicenseResidential remodeling $3,000–$24,999 in Bradley, Davidson, Hamilton, Haywood, Knox, Marion, Robertson, Rutherford & Shelby counties
TN Board for Licensing Contractors
$250 + $10,000 bond
Board approval
T.C.A. § 62-6-501 et seq.; § 62-6-516
CONDITIONAL
Building Permit + Framing InspectionState program: foundation, framing/rough-in, final; additions over 30 sq ft
Local office or State Fire Marshal
Permit by construction cost
Per project
State residential permit program
REQUIRED
Workers' CompensationRequired for a contractor license unless exempt; exempt owners must still cover every employee
Private carrier / TN exemption registry
Premium by payroll
With application
Rule 0680-01-.27(4)
REQUIRED
Business Tax LicenseOne for each city or county where you operate
TN Dept of Revenue
Set by locality
Before operating
Board licensing requirements (Step 4)
REQUIRED
§ 03 · Year-One Cost

What it costs to start framing in Tennessee.

Published fees from the issuing authorities, as of October 2026. Local permit fees vary by project and jurisdiction — the basis is stated where a flat number does not exist.

Year-one ledger
Tennessee · Framing
Framing as a sub to a licensed builderAny size$0
Home Improvement licensePlus $10,000 bond$250
Contractor license (BC-2)$25,000+ prime$250
Biennial renewal$200
Year-one floor$0–$250 in state fees + bond/insurance
Excludes tools, vehicle purchase, payroll, and marketing.
NOTE
Framing subs are exempt

The subcontractor licensing rule covers electrical, mechanical, plumbing, HVAC, roofing and masonry. Carpentry and framing for a licensed GC are not on the list.

NOTE
Whole houses are BC-A

Owner-direct framing packages are BC-2; building the house is residential construction (BC-A, tested), or BC-A/r up to $125,000.

NOTE
Framing is always inspected

Where the state residential program applies, inspections cover the foundation, the framing/rough-in and the final, with one free re-inspection.

§ 04 · Path to First Job

From day zero to first inspection.

A practical sequence for a new framing contractor in Tennessee. Actual agency processing times are noted in the ledger above.

1
STEP 1
Business tax license
TN Dept of Revenue
2
STEP 2
Who's the customer: owner or GC?
Prime vs sub
3
STEP 3
HI or contractor license (if prime)
Board
4
STEP 4
Permit in place before framing
Local or State Fire Marshal
5
STEP 5
Pass the framing/rough-in inspection
Inspector
§ 05 · Compliance Checklist

Check them off.

Each item names the issuing authority, cycle, and citation.

01
Confirm your contract position
Bidding to an owner, or a homeowner acting as their own GC, makes you the prime.
STATESCOPEBoard licensing instructions
YouIssuing authority
02
HI license for small residential work
$3,000–$24,999 residential carpentry and additions in the nine counties.
STATECOUNTY-GATEDT.C.A. § 62-6-516
BoardIssuing authority
03
Don't cover before inspection
Framing/rough-in must be inspected before close-in under the state program and local codes.
PERMITTIMINGState residential permit program
InspectorIssuing authority
04
Count the whole package toward $25,000
Lumber, labor, equipment, overhead and profit, across all contracts.
STATETHRESHOLDT.C.A. § 62-6-102 (PC 1039)
StatuteIssuing authority
§ 06 · Enforcement

What the law does about unlicensed framing work.

Statutory consequences with their citations — not estimates, not “commonly cited” guesses.

§
Rule 0680-01-.18; T.C.A. § 62-6-120Statute

Unlicensed bid = no award

Anyone who engages or offers to engage in contracting without a valid license, or outside its classification or monetary limit, may not be awarded the contract or take part in any re-bid of the project. The Board's licensing instructions add that the offender's own license application may be denied or held for up to six months.

ConsequenceNo award · no re-bid
§
Rule 0680-01-.19Statute

Board civil penalties

The Board may assess $50–$5,000 for violations of T.C.A. § 62-6-120(d) and for unlawful bidding, and $50–$1,000 for other violations of the contractor law. Each day of continued violation counts as a separate violation.

ConsequenceUp to $5,000 per violation, per day
§
Rule 0680-01-.21; T.C.A. § 62-6-103Statute

Unlicensed-contracting citation

The Board's Executive Director may issue a written citation to anyone contracting without a license, ordering them to cease and assessing a civil penalty.

Consequence$50–$1,000 per citation
§ 07 · Local Offices

Where the permit is filed, county by county.

Inside city limits, the city office listed here issues the permit; the county office serves unincorporated areas. Every office links to its official page.

§ 08 · Tennessee FAQ

Questions framing contractors ask about Tennessee.

Q01Do framers need a license in Tennessee?+
Not as a sub to a licensed contractor. As a prime on $25,000+ you need a contractor license (BC-2, or BC-A for whole homes). Residential carpentry from $3,000 to $24,999 in nine counties needs the Home Improvement license.
Q02Which building code applies?+
Where no local code is enforced, the state residential program uses the 2018 International Residential Code. Cities and counties that enforce their own codes may use other editions.
Q03Can a homeowner frame their own house?+
Yes, under the state program, if the home will be their own residence (not sold or leased) and they haven't had a homeowner building permit in the prior 24 months.
§ 09 · Sources

Primary authorities, not secondary summaries.

Every fact in this file was checked against these official sources on October 2026.

Pending verification: Prov's per-exam fee for the Business & Law and trade exams from July 1, 2026 is not published on tn.gov (PSI charged $57 per exam per the Board's Rev. 02/25 application package) · The full text of T.C.A. § 62-6-103/§ 62-6-120 could not be fetched from an official host (the tn.gov statute mirror pages have been removed; the official code is behind LexisNexis). Any statutory cap on what an unlicensed contractor may recover in court, and the criminal grade of unlicensed contracting, are therefore not asserted here · The list of jurisdictions under the state residential program (versus local enforcement or opt-out) was not retrieved

General information, not legal advice. Always confirm requirements, deadlines, and forms with the issuing authority before filing or contracting.

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