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GENERAL CONTRACTING x WASHINGTON

General Contracting contractor requirements in Washington.

Every construction contractor in Washington must register with the Department of Labor & Industries under chapter 18.27 RCW before advertising, bidding or performing work. Registration is a financial-responsibility filing, not a competency credential: L&I checks that a bond and an insurance certificate are on file under the exact business name, takes the fee, and issues a 12-digit registration number. There is no trade exam, no experience affidavit and no continuing education.

The bond doubled in 2024. Engrossed Second Substitute House Bill 1534 raised the general contractor bond from $12,000 to $30,000 and the specialty bond from $6,000 to $15,000 for registrations issued or renewed on or after July 1, 2024 - the first increase in 22 years. The same bill created the Homeowner Recovery Fund, which began accepting claims July 1, 2026 and pays up to $25,000 per contractor per parcel on unsatisfied judgments.

General registration is what lets you hire subcontractors; a specialty registration limits you to the one specialty you registered in and forbids subcontracting. Plumbing, electrical, elevator, boiler, asbestos and mobile-home work carry separate education, examination and licensing requirements on top of, or in place of, the registration.

STATE LICENSE
RequiredWashington State Department of Labor & In…
STATUTE
RCW 18.27.020; RCW 18.27.040; RCW 18.27.050
RENEWAL
Every 2 yearsNone required for registration
VERIFIED
September 2026Official sources
FILE · GENERAL CONTRACTING x WASHINGTON
Compliance Dossier
Public
File
September 2026
STATE AUTHORITYWashington State Department of Labor & Industries - Contractor Registration
STATUTE / CODERCW 18.27.020; RCW 18.27.040; RCW 18.27.050
SCOPEStatewide · Washington
RENEWALEvery 2 years
CONTINUING ED.None required for registration
LOCAL OFFICES11 counties on file
FILE GENERAL CONTRACTINGSCOPE STATEWIDE · WASHINGTONTYPE VERIFIED RULE FILE
VERIFIED September 2026STATUS PUBLIC REFERENCE
What this file settlesThe Washington rules for general contracting contractors, verified against official sources.
LICENSE TRUTH
Washington does not license general contractors - it registers them: a $30,000 bond, liability insurance and a $150.20 fee with L&I, and no competency exam anywhere in the process.
STATE ↔ LOCAL
Registration is statewide and exclusive: under RCW 18.27.130 no Washington city or county may issue or require its own contractor registration, license or bond, only a general business license fee or a gross-receipts tax. What the local desk does instead is check you. RCW 18.27.110 forbids any city, town or county from issuing a construction building permit for work to be done by a contractor required to be registered without first verifying the registration, and requires the permit itself to carry the registration number plus a written warning to the applicant about using unregistered contractors. In practice that means Seattle SDCI, Tacoma, Spokane and King County Permitting (which covers unincorporated King County only) all pull your L&I record before issuing - a suspended registration stops the permit, not just the job.
EVERY CLAIM SOURCED
Each requirement below carries its citation and official source. Facts we could not confirm are listed as pending — never asserted.
§ 01 · Permit Stack

How general contracting work is governed in Washington.

The state sets the license floor; the county or city permit office controls filing, inspections, and local rules wherever the job site sits.

FEDERAL - SITE RULES
US EPA / OSHA-approved state plan
RRP LEAD RULEFALL PROTECTIONSILICA + ASBESTOS
STATE - THE REGISTRATION
L&I Contractor Registration
$30,000 BONDLIABILITY INSURANCEWORKERS COMP ACCOUNT
LOCAL - THE PERMIT DESK
City / county building department
BUILDING PERMITREGISTRATION VERIFIEDBUSINESS LICENSE

Read it bottom-up.

Registration is statewide and exclusive: under RCW 18.27.130 no Washington city or county may issue or require its own contractor registration, license or bond, only a general business license fee or a gross-receipts tax. What the local desk does instead is check you. RCW 18.27.110 forbids any city, town or county from issuing a construction building permit for work to be done by a contractor required to be registered without first verifying the registration, and requires the permit itself to carry the registration number plus a written warning to the applicant about using unregistered contractors. In practice that means Seattle SDCI, Tacoma, Spokane and King County Permitting (which covers unincorporated King County only) all pull your L&I record before issuing - a suspended registration stops the permit, not just the job.

The local offices section below names the exact permit desk for every Washington county on file.

Source · Washington State Department of Labor & Industries - Contractor RegistrationLast verified · September 2026
§ 02 · Specs Ledger

Every requirement, with a number on it.

Each row names the issuing authority, cost, timeline, citation, and status behind the requirement — verified against the official source.

RequirementIssued byCostTimeCitationStatus
Contractor RegistrationGeneral classification; valid 2 years
L&I
$150.20 application / renewal
Before advertising or bidding
RCW 18.27.020
REQUIRED
Continuous Surety BondState of Washington named as obligee; cancellation auto-suspends registration
Surety insurer
$30,000 bond amount
Filed with application
RCW 18.27.040(1)
REQUIRED
General Liability InsuranceL&I must be listed as certificate holder; lapse auto-suspends registration
Private carrier
$200,000 / $50,000 or $250,000 CSL
Filed with application
RCW 18.27.050(1)
REQUIRED
Workers Compensation AccountNo private carriers in Washington - L&I State Fund or certified self-insurance
L&I
Quarterly premium by risk class and hours
Before hiring employees
L&I - Do I Need a Workers Comp Account
CONDITIONAL
Disclosure StatementNotice to Customer, signed before work starts, kept 3 years
Contractor to customer
No fee
Residential jobs of $1,000+
RCW 18.27.114
REQUIRED
Building PermitCity or county must verify your registration and print the number on the permit
Local building department
Set by valuation locally
Before construction
RCW 18.27.110
REQUIRED
§ 03 · Year-One Cost

What it costs to start general contracting in Washington.

Published fees from the issuing authorities, as of September 2026. Local permit fees vary by project and jurisdiction — the basis is stated where a flat number does not exist.

Year-one ledger
Washington · General Contracting
Contractor registrationTwo-year term$150.20
Surety bond premiumOn a $30,000 bondMarket rate
Reinstatement after suspension$70.90
General liability insurancePremium for statutory limitsMarket rate
Workers comp premiumL&I State Fund, by risk classHours-based
Year-one floor$150.20 in state fees + bond and insurance premiums
Excludes tools, vehicle purchase, payroll, and marketing.
NOTE
The bond more than doubled in 2024

2SHB 1534 raised the general bond from $12,000 to $30,000 for registrations issued or renewed on or after July 1, 2024. If your renewal date falls on or after that date, the higher bond must be on file before L&I will renew.

NOTE
No exam means no exam fee

Unlike most states, Washington charges nothing for a general contractor trade or business exam, because there is none. The cost of entry is the bond and the insurance, not the test.

NOTE
Switching classifications locks the bond

If you move from a general to a specialty registration, L&I will not let the bond amount drop for two years.

§ 04 · Path to First Job

From day zero to first inspection.

A practical sequence for a new general contracting contractor in Washington. Actual agency processing times are noted in the ledger above.

1
STEP 1
Register the business and get a UBI
Department of Revenue / Secretary of State
2
STEP 2
Buy the $30,000 bond and liability insurance
Surety and carrier
3
STEP 3
File the notarized application F625-001-000
L&I
4
STEP 4
Pay the $150.20 fee
L&I
5
STEP 5
Open a workers comp account if hiring
L&I
6
STEP 6
Pull permits under the registration number
City / county
§ 05 · Compliance Checklist

Check them off.

Each item names the issuing authority, cycle, and citation.

01
Register before you advertise
Advertising, offering to do work or submitting a bid while unregistered is itself the violation - you do not have to swing a hammer to be cited.
STATEESSENTIALRCW 18.27.020(2)(a)
L&IIssuing authority
02
Put the registration number in every ad
All advertising showing your name or address must show your current registration number, and you may not advertise that you are bonded and insured.
STATEMARKETINGRCW 18.27.100
ContractorIssuing authority
03
Deliver the disclosure statement
Residential repair, alteration or construction of four or fewer units at $1,000 or more requires the signed Notice to Customer before work starts, kept three years.
CONTRACTSLEGALRCW 18.27.114
ContractorIssuing authority
04
Verify every subcontractor
Subcontracting to or using an unregistered contractor is a gross misdemeanor and a separate infraction. Check the L&I Verify tool before each job.
STATESUBSRCW 18.27.020(2)(e)
ContractorIssuing authority
05
Keep bond and insurance continuously in force
Cancellation, revocation or withdrawal by the surety or insurer automatically suspends the registration until a replacement is filed and approved.
INSURANCERENEWALRCW 18.27.040; RCW 18.27.050
Surety / carrierIssuing authority
06
Renew every two years
Contractor registrations run two years. Reinstating a suspended registration costs $70.90 plus proof the underlying problem is cured.
RENEWALDEADLINEL&I - Register as a Contractor
L&IIssuing authority
§ 06 · Enforcement

What the law does about unlicensed general contracting work.

Statutory consequences with their citations — not estimates, not “commonly cited” guesses.

§
RCW 18.27.020Statute

Unregistered contracting

Advertising, offering to do work, bidding or performing work while unregistered, suspended or revoked is a gross misdemeanor. Each day worked after a citation and each worksite is a separate gross misdemeanor.

ConsequenceGross misdemeanor, per day and per site
§
RCW 18.27.340Statute

Failure-to-register infraction

The monetary penalty for an infraction for failure to register is not less than $1,200 and not more than $10,000. The director may reduce it to no lower than $600 if a first-offense respondent registers within 10 days of the notice. Collected penalties fund the homeowner recovery account.

Consequence$1,200 - $10,000
§
RCW 18.27.080Statute

No right to sue

An unregistered contractor may not bring or maintain any action in a Washington court to collect compensation or for breach of contract, and substantial compliance requires that the bond and insurance were in force at all times.

ConsequenceClaim barred entirely
§ 07 · Local Offices

Where the permit is filed, county by county.

Inside city limits, the city office listed here issues the permit; the county office serves unincorporated areas. Every office links to its official page.

County · CityPermit officePortal
King County
Seattle
Seattle Department of Construction & Inspections (SDCI)
Unincorporated: King County Permitting Division (Department of Local Services)
Seattle Services Portal
Pierce County
Tacoma
City of Tacoma Planning and Development Services
Unincorporated: Pierce County Development Center (Planning and Public Works)
Tacoma Permits (Accela Citizen Access)
Spokane County
Spokane
City of Spokane Development Services Center (DSC) & Permit Center
Unincorporated: Spokane County Building & Planning
Spokane Permit (Accela Citizen Access)
Clark County
Vancouver
City of Vancouver Community Development — Permit Center
Unincorporated: Clark County Community Development — Permit Center
ePlans (Avolve ePlans)
Thurston County
Olympia
City of Olympia Community Planning & Development (CPED)
Unincorporated: Thurston County Community Planning & Economic Development — Permit Assistance Center / Building Development Center
City of Olympia Online Permit Center
Kitsap County
Bremerton
City of Bremerton Community Development (DCD)
Unincorporated: Kitsap County Department of Community Development (DCD)
DCD Online Center
Whatcom County
Bellingham
City of Bellingham Planning and Community Development Department — Permit Center
Unincorporated: Whatcom County Building Services (Planning & Development Services)
eTRAKiT
Yakima County
Yakima
City of Yakima Community Development — Code Administration Division
Unincorporated: Yakima County Community Development — Building & Fire Safety Division
Online Permit Center (SmartGov)
Benton County
Kennewick
City of Kennewick Community Planning Department — Building Safety Division
Unincorporated: Benton County Community Development — Building Division
Permitting Self Service Portal
Franklin County
Pasco
City of Pasco Building Division
Unincorporated: Franklin County Planning and Building Department
eTRAKiT3
Skagit County
Mount Vernon
City of Mount Vernon Development Services Department — Building Division
Unincorporated: Skagit County Planning and Development Services
SmartGov
§ 08 · Washington FAQ

Questions general contracting contractors ask about Washington.

Q01Do I need a license to be a general contractor in Washington?+
You need a registration, not a license. L&I requires a $30,000 continuous surety bond, general liability insurance of $200,000 public liability plus $50,000 property damage or $250,000 combined single limit, and a $150.20 fee. There is no competency exam and no experience requirement anywhere in chapter 18.27 RCW.
Q02What is the difference between general and specialty registration?+
A general contractor can perform most types of construction work and hire subcontractors across multiple specialties, and posts a $30,000 bond. A specialty contractor is limited to the one specialty registered, cannot hire subcontractors, and posts a $15,000 bond. L&I regulates 63 specialties.
Q03What happens if I work unregistered?+
It is a gross misdemeanor under RCW 18.27.020, with each day worked after a citation and each worksite counting separately. The infraction penalty for failure to register is not less than $1,200 and not more than $10,000, and RCW 18.27.080 bars you from suing to collect for the work.
Q04Can a Washington city require its own contractor license?+
No. RCW 18.27.130 makes the state registration exclusive - no political subdivision may require or issue contractor registrations, licenses or bonds. Cities may still charge a general, nondiscriminatory business license fee and levy a gross-receipts tax.
Q05What is the Homeowner Recovery Fund?+
A 2SHB 1534 program administered by L&I. For judgments ordered after July 1, 2026 against a registered contractor on a claimant's primary residence, a homeowner who has already pursued the contractor's bond may recover up to $25,000 per contractor per parcel, applying within 90 days after the case ends.
§ 09 · Sources

Primary authorities, not secondary summaries.

Every fact in this file was checked against these official sources on September 2026.

Pending verification: The exact list of all 63 L&I contractor specialties and their individual scopes was not retrieved; L&I names roofing, painting, HVAC, tree removal and mobile home set-up as examples. · Whether Seattle, Tacoma, Spokane and King County each additionally require a local business license for an out-of-city contractor doing a single job was not confirmed on those jurisdictions' own pages.

General information, not legal advice. Always confirm requirements, deadlines, and forms with the issuing authority before filing or contracting.

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