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ROOFING x TEXAS

Roofing contractor requirements in Texas.

There is no roofing contractor license issued by the State of Texas. TDLR's complete list of regulated programs contains no roofing entry, and the Office of the Governor's statutory Texas Business Licenses & Permits Guide — which catalogues every state-level permit under Government Code § 481.125 — contains no roofing permit at all. Cities are just as sparse: of the five largest, only Houston runs a roofing program, and it says so explicitly: 'The City of Houston has a Voluntary Registration Program for roofing contractors.'

That does not mean the work is unregulated. The International Residential Code as it existed on May 1, 2012 is adopted by statute as the municipal residential building code across Texas, and the International Building Code as the municipal commercial code — so re-roof permits, inspections and local amendments are the operative rule set, city by city.

The coast is its own regime. In the 14 first-tier coastal counties and the part of Harris County east of Highway 146, most roof replacements need a windstorm inspection and a TDI certificate of compliance — a WPI-8 during construction or a WPI-8-E afterwards — or the property owner cannot buy a TWIA windstorm policy. Roof repairs under 100 square feet that do not involve decking are the notable exception.

Then there is the insurance money. Texas Business & Commerce Code § 27.02 makes it a Class B misdemeanor for a contractor to pay, waive or absorb a customer's insurance deductible, and requires a specific 12-point boldface notice on any contract of $1,000 or more expected to be paid from insurance proceeds. Insurance Code § 4102.163 separately bars a contractor from acting as, or advertising as, a public adjuster on property it is contracting to repair.

STATE LICENSE
NoneSee what applies
STATUTE
Tex. Loc. Gov't Code § 214.212; Tex. Bus. & Com. Code § 27.02
RENEWAL
No state credential — city registrations renew on local cyclesNone required by the state
VERIFIED
September 2026Official sources
FILE · ROOFING x TEXAS
Compliance Dossier
Public
File
September 2026
STATE AUTHORITYNone for this trade
STATUTE / CODETex. Loc. Gov't Code § 214.212; Tex. Bus. & Com. Code § 27.02
SCOPEStatewide · Texas
RENEWALNo state credential — city registrations renew on local cycles
CONTINUING ED.None required by the state
LOCAL OFFICES38 counties on file
FILE ROOFINGSCOPE STATEWIDE · TEXASTYPE VERIFIED RULE FILE
VERIFIED September 2026STATUS PUBLIC REFERENCE
What this file settlesThe Texas rules for roofing contractors, verified against official sources.
LICENSE TRUTH
Texas has no state roofing license and no state roofing registration — the binding rules for a Texas roofer are the city permit, the coastal windstorm certificate, and two criminal statutes about insurance money.
STATE ↔ LOCAL
With no state roofing license in the picture, the city is the regulator. Texas adopts the IRC (residential) and IBC (commercial) as municipal building codes by statute (Loc. Gov't Code §§ 214.212, 214.216), and cities administer, enforce and amend them by ordinance after a public hearing — so permit thresholds, inspection stages and re-roof rules vary by jurisdiction. Because no state license preempts them, cities are also free to require their own contractor registration and to charge for it, unlike electrical and HVAC. In unincorporated areas, counties that have opted into Loc. Gov't Code ch. 233, subch. F apply the IRC to new residential construction with a builder-arranged inspection regime.
EVERY CLAIM SOURCED
Each requirement below carries its citation and official source. Facts we could not confirm are listed as pending — never asserted.
§ 01 · Permit Stack

How roofing work is governed in Texas.

The state sets the license floor; the county or city permit office controls filing, inspections, and local rules wherever the job site sits.

STATE — NO LICENSE
No Texas roofing regulator exists
NO STATE LICENSENO STATE REGISTRATION
STATE — THE REAL RULES
TDI windstorm · Bus. & Com. Code § 27.02
WPI-8 ON THE COASTDEDUCTIBLE NOTICENO PUBLIC ADJUSTING
LOCAL — WHERE YOU FILE
City building / permit office
RE-ROOF PERMITIRC INSPECTIONSCITY REGISTRATION

Read it bottom-up.

With no state roofing license in the picture, the city is the regulator. Texas adopts the IRC (residential) and IBC (commercial) as municipal building codes by statute (Loc. Gov't Code §§ 214.212, 214.216), and cities administer, enforce and amend them by ordinance after a public hearing — so permit thresholds, inspection stages and re-roof rules vary by jurisdiction. Because no state license preempts them, cities are also free to require their own contractor registration and to charge for it, unlike electrical and HVAC. In unincorporated areas, counties that have opted into Loc. Gov't Code ch. 233, subch. F apply the IRC to new residential construction with a builder-arranged inspection regime.

The local offices section below names the exact permit desk for every Texas county on file.

Source · State and local issuing authoritiesLast verified · September 2026
§ 02 · Specs Ledger

Every requirement, with a number on it.

Each row names the issuing authority, cost, timeline, citation, and status behind the requirement — verified against the official source.

RequirementIssued byCostTimeCitationStatus
State Roofing LicenseNo Texas agency issues one
$0
No Texas licensing statute for roofing
OPTIONAL
City Re-Roof PermitIRC/IBC adopted statewide as the municipal code
City building official
By local fee schedule / valuation
Per project
Tex. Loc. Gov't Code §§ 214.212, 214.216
REQUIRED
Windstorm Certificate (WPI-8 / WPI-8-E)14 coastal counties + Harris east of Hwy 146
Texas Department of Insurance
Inspector or engineer fee
Per project on the coast
TDI windstorm inspection program
CONDITIONAL
Insurance Deductible Notice12-point boldface, on contracts of $1,000+ paid from claim proceeds
Statutory contract language
$0 — but omitting it is the violation
Every insurance-funded contract
Tex. Bus. & Com. Code § 27.02(b)
REQUIRED
Workers' CompensationTexas is the outlier — private employers may elect out
Private carrier / DWC
By payroll, or $0 with a filed election
Before hiring
TDI Division of Workers' Compensation, employer resources
OPTIONAL
Sales Tax on Nonresidential ReroofingResidential labor is untaxed; commercial reroofing is a taxable service
Texas Comptroller
State + local tax on the total charge
Per commercial job
Comptroller Publication 94-116; 34 TAC Rule 3.357
CONDITIONAL
§ 03 · Year-One Cost

What it costs to start roofing in Texas.

Published fees from the issuing authorities, as of September 2026. Local permit fees vary by project and jurisdiction — the basis is stated where a flat number does not exist.

Year-one ledger
Texas · Roofing
State roofing licenseNone exists in Texas$0
City permit + registrationSet by each city; the real cost of entryLocal rate
Windstorm inspectionCoastal counties; engineer or TDI inspector feePer project
General liability insuranceNot state-mandated for roofing; market expectationMarket rate
Workers' compensationOptional in Texas — non-subscribers must report to DWCBy payroll or $0
Sales tax collectedNonresidential reroofing labor and materialsState + local rate
Year-one floor$0 in state license fees — the cost is local and coastal
Excludes tools, vehicle purchase, payroll, and marketing.
NOTE
Waiving the deductible is a crime

Paying, waiving, absorbing, rebating or otherwise helping a customer avoid their insurance deductible without the insurer's consent is a Class B misdemeanor under Tex. Bus. & Com. Code § 27.02(c)–(d). 'We'll cover your deductible' advertising is the offense.

NOTE
You cannot be the roofer and the adjuster

Insurance Code § 4102.163 bars a contractor from acting as a public adjuster or advertising to adjust claims for any property it is providing or may provide contracting services on — even with a power of attorney.

NOTE
Opting out of workers' comp has paperwork

Texas private employers may decline workers' compensation, but non-subscribers must report that fact to the state and must report every work-related injury with more than one day of lost time, plus all illnesses and deaths, to the Division of Workers' Compensation.

§ 04 · Path to First Job

From day zero to first inspection.

A practical sequence for a new roofing contractor in Texas. Actual agency processing times are noted in the ledger above.

1
STEP 1
Register with the cities you work in
City building / permit office
2
STEP 2
Set insurance — GL, and decide on comp
Carrier / DWC
3
STEP 3
Put the § 27.02 deductible notice in your contract
12-point boldface
4
STEP 4
Pull the re-roof permit
City building official
5
STEP 5
Coastal work: schedule the windstorm inspection
TDI inspector or appointed engineer
6
STEP 6
Pass inspections and close the permit
City / TDI certificate
§ 05 · Compliance Checklist

Check them off.

Each item names the issuing authority, cycle, and citation.

01
Stop looking for a state license
Texas issues no roofing license. Any claim of a 'Texas state roofing license' is a private certification or a city registration, not a state credential.
STATEREALITY CHECKNo Texas licensing statute for roofing
YouIssuing authority
02
Register where the city requires it
With no state license to preempt them, Texas cities are free to run their own contractor registration and to condition permits on it — the rules differ city to city.
LOCALESSENTIALTex. Loc. Gov't Code §§ 214.212, 214.216
CityIssuing authority
03
Carry the deductible notice
Any contract of $1,000 or more reasonably expected to be paid from property insurance proceeds must carry the statutory notice in at least 12-point boldface type.
LEGALCONTRACTTex. Bus. & Com. Code § 27.02(b)
YouIssuing authority
04
Get the windstorm certificate on the coast
Most new construction, roof replacements and major repairs in the designated catastrophe area need a WPI-8 or WPI-8-E — without it the owner may not be able to buy TWIA coverage.
COASTALINSURANCETDI windstorm inspection program
TDIIssuing authority
05
Keep claim money in trust
Construction payments are statutory trust funds in Texas. Diverting them before paying suppliers and subs is a criminal offense, not a billing dispute.
LEGALMONEYTex. Prop. Code §§ 162.001, 162.031
YouIssuing authority
06
Charge tax on commercial reroofs
Reroofing nonresidential property is taxable real property repair; the total charge including labor and materials is subject to state and local sales tax. Residential labor is not taxable.
TAXCOMMERCIALComptroller Publication 94-116
Texas ComptrollerIssuing authority
§ 06 · Enforcement

What the law does about unlicensed roofing work.

Statutory consequences with their citations — not estimates, not “commonly cited” guesses.

§
Tex. Bus. & Com. Code § 27.02Statute

Insurance deductible violations

Advertising or providing roofing paid from insurance proceeds while waiving, absorbing or rebating the insured's deductible without the insurer's consent is a criminal offense; so is omitting the required contract notice.

ConsequenceClass B misdemeanor
§
Tex. Ins. Code § 4102.163Statute

Acting as a public adjuster

A contractor may not act as a public adjuster or advertise to adjust claims on property it is providing or may provide contracting services for, whether or not it holds an adjuster license or a power of attorney.

ConsequenceProhibited practice enforced by the Texas Department of Insurance
§
Tex. Prop. Code §§ 162.031, 162.032Statute

Misapplying construction trust funds

Payments made to a contractor under a construction contract are trust funds. Diverting them before paying the beneficiaries is a crime.

ConsequenceClass A misdemeanor ($500+) · third-degree felony with intent to defraud
§ 07 · Local Offices

Where the permit is filed, county by county.

Inside city limits, the city office listed here issues the permit; the county office serves unincorporated areas. Every office links to its official page.

County · CityPermit officePortal
Harris County
Houston
City of Houston Permitting Center — Building Code Enforcement
Unincorporated: Harris County Office of County Engineer — Permits Division
iPermits
Dallas County
Dallas
City of Dallas Sustainable Development and Construction — Building Inspection
Unincorporated: Dallas County Department of Unincorporated Area Services (DUAS)
DallasNow
Tarrant County
Fort Worth
City of Fort Worth Development Services Department
Unincorporated: Tarrant County Fire Marshal's Office
Accela Citizen Access
Bexar County
San Antonio
City of San Antonio Development Services Department (DSD)
Unincorporated: Bexar County Public Works — Development Services Division
BuildSA
Travis County
Austin
City of Austin Development Services Department
Unincorporated: Travis County Development Services (TNR)
Austin Build + Connect (AB+C)
Kaufman County
Forney
City of Forney Community Development — Building Inspections Division
Unincorporated: Kaufman County Development Services
MyGov
Ellis County
Waxahachie
City of Waxahachie Building & Community Services Department
Unincorporated: Ellis County Department of Development
Citizen Self Service (Tyler EnerGov)
Parker County
Weatherford
City of Weatherford Development Services (Building Division)
Unincorporated: Parker County Permitting Department
Collin County
Plano
City of Plano Building Inspections Department
Unincorporated: Collin County Development Services
eTRAKiT
Denton County
Denton
City of Denton Building Safety Division (Development Services)
Unincorporated: Denton County Development Services (Public Works)
eTRAKiT
El Paso County
El Paso
City of El Paso Planning & Inspections Department
Unincorporated: El Paso County Planning and Development Department
Citizen Access Portal (Accela)
Fort Bend County
Sugar Land
City of Sugar Land Building Permits (Standards & Permits)
Unincorporated: Fort Bend County Engineering Department — Development Permits
Citizen Self Service (CSS)
Williamson County
Round Rock
City of Round Rock Planning and Development Services — Building Inspection
Unincorporated: Williamson County Engineer's Office / Road & Bridge
Round Rock Permit Portal
Montgomery County
Conroe
City of Conroe Building Inspections & Permits Department
Unincorporated: Montgomery County Environmental Health — Permitting
OpenGov
Hidalgo County
McAllen
City of McAllen Building Permits & Inspections Department
Unincorporated: Hidalgo County Planning Department — Permitting Division
Online Permits Portal
Nueces County
Corpus Christi
City of Corpus Christi Development Services Department — Building Permits
Unincorporated: Nueces County Public Works — Engineering (Floodplain Development)
Dynamic Portal
Bell County
Killeen
City of Killeen Development Services — Building Inspections Division
Unincorporated: Bell County Engineer's Office — Floodplain Administration
MGO Connect
Brazoria County
Pearland
City of Pearland Community Development — Permits & Inspections
Unincorporated: Brazoria County Floodplain/911 Administration
CityWorks
Galveston County
League City
City of League City Building Department
Unincorporated: Galveston County Floodplain Permitting (Engineering, Floodplain & Right-of-Way)
Online Permit Portal
Hays County
San Marcos
City of San Marcos Permit Center — Planning & Development Services
Unincorporated: Hays County Development Services
MGO Connect
Comal County
New Braunfels
City of New Braunfels Building Safety — Building Permits
Unincorporated: Comal County Engineer's Office (CCEO) — Permits
Online Permitting Portal
Guadalupe County
Seguin
City of Seguin Development Services Center — Permits and Inspections
Unincorporated: Guadalupe County Environmental Health
Development Services Portal (CSS)
Lubbock County
Lubbock
City of Lubbock Building Safety Department
Unincorporated: Lubbock County Public Works Department
Citizen Self Service (CSS)
McLennan County
Waco
City of Waco Development Services — Inspection Services
Unincorporated: McLennan County Engineer's Office
Citizen Self Service Portal
Midland County
Midland
City of Midland Permitting and Inspections (Code Administration)
Unincorporated: Midland County Road & Bridge / Public Works Department
PermitMidland (EnerGov Self Service)
Ector County
Odessa
City of Odessa Building Inspection (Permits)
Unincorporated: Ector County Development Services
MGO Connect
Potter County
Amarillo
City of Amarillo Building Safety Department
Unincorporated: Amarillo Area Public Health District — Environmental Health Department
MGO Connect
Randall County
Canyon
City of Canyon Planning & Development Department
Unincorporated: Randall County Road and Bridge Department
MyGov
Smith County
Tyler
City of Tyler Development Services — Building Inspection
Unincorporated: Smith County Road and Bridge Department
eTRAKiT / TylerInspections.com
Gregg County
Longview
City of Longview Development Services — Building Inspection
Unincorporated: Gregg County Health Department
Permit Portal
Webb County
Laredo
City of Laredo Building Development Services
Unincorporated: Webb County Planning Department
Avolve
Wichita County
Wichita Falls
City of Wichita Falls Building Inspections Division
Unincorporated: Wichita County Emergency Management Office
Electronic Plan Review (EPR)
Taylor County
Abilene
City of Abilene Building Inspections Division
Unincorporated: Taylor County Environmental Department
MyGov
Tom Green County
San Angelo
City of San Angelo Building Permits & Inspections
Unincorporated: Tom Green County Environmental Health Department
Brazos County
College Station
City of College Station Planning & Development Services — Building Division
Unincorporated: Brazos County Road & Bridge Department
eTRAKiT
Grayson County
Sherman
City of Sherman Building Inspections / Development Services
Unincorporated: Grayson County Development Services
Self Service Portal (Tyler EnerGov)
Johnson County
Mansfield
City of Mansfield Building Safety Department
Unincorporated: Johnson County Development Services
MyGov
Rockwall County
Rockwall
City of Rockwall Building Inspections
Unincorporated: Rockwall County Development Services (Fire Marshal's Office / Environmental Health Coordinator)
CityWorks Portal
§ 08 · Texas FAQ

Questions roofing contractors ask about Texas.

Q01Do roofers need a license in Texas?+
No. Texas issues no state roofing license and no state roofing registration. What binds a Texas roofer instead is the city permit and inspection regime, the coastal windstorm certificate, and the criminal statutes governing insurance deductibles and public adjusting.
Q02Is a permit required to replace a roof in Texas?+
That is a city question, and the answer is usually yes. The International Residential Code as of May 1, 2012 is adopted by statute as the municipal residential building code statewide, and cities administer, enforce and locally amend it — including re-roof permits and inspections.
Q03Can I pay my customer's insurance deductible?+
No — it is a Class B misdemeanor. Advertising or agreeing to pay, waive, absorb, rebate or otherwise help an insured avoid their deductible without the insurer's consent is an offense under Tex. Bus. & Com. Code § 27.02.
Q04What is a WPI-8 and do I need one?+
It is the Texas Department of Insurance certificate of compliance for windstorm building standards, issued for ongoing construction after inspection by a TDI inspector or appointed engineer (a WPI-8-E covers completed construction). Most roof replacements in the 14 coastal counties and Harris County east of Highway 146 need one. Roof repairs of less than 100 square feet that do not involve decking are exempt.
Q05Do I need workers' compensation insurance as a Texas roofer?+
Not as a matter of state law — Texas private employers may choose not to carry workers' compensation. Non-subscribers must report their status to the state, report qualifying injuries to the Division of Workers' Compensation, and lose the liability protections that coverage provides.
§ 09 · Sources

Primary authorities, not secondary summaries.

Every fact in this file was checked against these official sources on September 2026.

Pending verification: Whether Dallas requires roofing contractors to register — no official Dallas page either requires or exempts roofing, unlike its listed trade registrations · Municipal permit and registration fee schedules, which each city sets and several do not publish in a retrievable form · Private trade-association roofing certification programs are not verifiable on an official state source and confer no state licensing status

General information, not legal advice. Always confirm requirements, deadlines, and forms with the issuing authority before filing or contracting.

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Store licenses, permits, policies, and renewal dates in one place.